Protect Your Ability to Earn an Income – Even if You Can’t Work

Life insurance takes care of financial loss due to premature death. But what happens if you’re sick or injured and can’t work? While it’s easy to say, it won’t happen to you, don’t ignore the facts. One out of every four Americans will become disabled during their working years.┬╣

┬╣Social Security Administration, Fact Sheet March 18, 2011

    • Resident Disability Income

      Apply for up to $3,500 a month in benefits to help pay your expenses if a covered accident or illness keeps you from continuing your medical training or working as a physician.


    • Individual Disability Income

      With a choice of plans from leading carriers, we can help you tailor your coverage to meet your individual needs with up to $20,000 a month in benefits and a wide range of features and optional riders including a specialty own-occupation definition that pays benefits even if you earn money doing something else.


    • Association Group Disability Income

      AAFP members can affordably protect their ability to earn an income with up to $10,000 a month in benefits, an own-occupation benefit that respects your training as a physician, and exclusive AAFP member rates.


    • Employer Group Disability Income

      Apply for up to $20,000 a month in benefits to help pay your expenses if a covered accident or illness keeps you from continuing your medical training or working as a physician.


    • Practice Overhead

      If you become totally disabled, you run the risk of not only losing your own income, but of also having to close your practice and lay off your staff. Keep your practice up and running… with the help of monthly cash benefits.