Generated by All in One SEO Pro v5.0.0.1, this is an llms.txt file, used by LLMs to index the site.

# AAFP Insurance Program

We understand family physicians.

## Sitemaps

- [XML Sitemap](https://ec2-23-20-116-76.compute-1.amazonaws.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [What Family Physicians Should Know About Disability Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/what-family-physicians-should-know-about-disability-insurance/) - The newest AAFP Insurance podcast, “Coverage and Care: What Family Physicians Should Know About Disability Insurance,” is now live. Recorded at the 2026 FMX conference, AAFP Insurance President, Jered Hunt and Disability Insurance Manager, Eric Mulbach, share an engaging discussion on why disability insurance is a critical component of a family physician’s financial plan. In
- [Residency Comes with Enough Surprises—Your Insurance Coverage Shouldn’t Be One of Them [Infographic]](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/residency-is-chaotic-your-finances-dont-have-to-be/) - Residency is a rollercoaster—long hours, short paychecks, and constant demands. But your financial security doesn’t have to be another challenge.The AAFP Insurance Program now offers complimentary coverage to all PGY family medicine residents—not just third-year residents—including $100,000 in Group Term Life Insurance and $5,000 a month in Disability Income Insurance during residency plus one year
- [Life in Residency Is Unpredictable. Your Financial Protection Doesn’t Have to Be](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/life-in-residency-is-unpredictable-your-financial-protection-doesnt-have-to-be/) - Protect your financial future during residency with free insurance options. Learn how to secure your income and loved ones today.
- [What’s Most Important Right Now? Let AAFP Insurance Help You Find Out [Infographic]](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/whats-most-important-right-now-let-aafp-insurance-help-you-find-out/) - Your insurance needs change as your career grows. AAFP Insurance makes it easy to find what matters most today. Still in school or residency? Start with No-Cost Group Life and Disability Income Insurance. Just starting your practice? Help protect your paycheck with Group Disability Income Insurance and its School Loan Payment Benefit. Been practicing for a while? Plan
- [Planning for Retirement: Financial Strategies for Family Physicians](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/planning-for-retirement-financial-strategies-for-family-physicians/) - Financial security is key for family physicians. Experts discuss retirement planning, wealth management & key resources on the Inside Family Medicine podcast.
- [How the AAFP Foundation Helps Improve Health Around the World](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/aafp-foundations-ownership/) - With a vision of improving the health of all people, the American Academy of Family Physicians (AAFP) Foundation’s programs include humanitarian, educational, and scientific initiatives. Along with the donations from family physicians, corporations and others, dividends received from the AAFP Foundation’s subsidiary, AAFP Insurance Services, Inc., make these initiatives possible. The 501(c)(3) organization supports more
- [The Family Physician’s Prescription for Financial Health](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/the-family-physicians-prescription-for-financial-health/) - You know the importance of helping your patients enjoy optimal health. But what about you? Specifically, what are you doing to help ensure your financial health? Debt management, tax planning, estate planning, children’s college fund, retirement planning, and the legacy you want to pass along to your family—these are just a few of the areas
- [Is It Time to Consider Using Whole Life Insurance to Reduce Your Portfolio Risk?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/is-it-time-to-consider-using-whole-life-insurance-to-reduce-your-portfolio-risk/) - The benefits: While annual return rates between bonds and whole life are fairly comparable, the risk with the insurance policy is lower, making the risk-reward proposition for whole life more attractive In addition to the benefits for the policyholder, death benefits are protected and guaranteed as long as premium payments are made and the insurance
- [A Whole Life Strategy for Minimizing Taxes in Retirement](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/whole-life-strategy-minimizing-taxes-retirement/) - While we tend to focus on ways to minimize taxes while we’re working, it’s also important to consider how to make retirement less taxing. One tax minimization strategy for retirement is the 7702 plan, which you fund with after-tax dollars. It’s a life insurance policy that augments the death benefit protection with an investment vehicle
- [When Should You Review Your Life Insurance Policy?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/review-life-insurance-policy/) - Life changes. Once you graduate from medical school and complete your residency, the rate of change only seems to escalate. New job opportunities and business decisions can mean more income, while marriage, children and owning a home lead to more spending. As these changes occur, ask yourself: What happens if I die and am not
- [What You Need to Know About Life Insurance in the  Age of the Coronavirus](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/need-know-life-insurance-age-coronavirus/) - Whether or not you, your family members or friends have contracted the coronavirus, the events of the last few months have driven home the fragility of life and the importance of being prepared. As a physician, you have been in the thick of the current pandemic, seen how quickly the danger can spread and how
- [How to Prepare for a Term Life Insurance Application](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/prepare-term-life-insurance-application/) - Having appropriate and adequate life insurance coverage is an essential part of most physicians’ financial plans. Even if you have a whole life policy as part of your retirement portfolio, you may also be considering a term life policy. Often, people use term life insurance to meet specific objectives. For example, if you’re starting a
- [Buying Disability Insurance? Read This First!](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/buying-disability-insurance-read-first/) - As the saying goes, forewarned is forearmed. And for the family physician looking to buy disability insurance, there are several things you need to know before speaking with an agent. To start with, buying disability insurance is different from buying home, car, health insurance or long-term care insurance. Not only are all products not created
- [7 Ways Physicians Can Build a Rainy Day Fund](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/7-ways-physicians-can-build-rainy-day-fund/) - Do you have a financial emergency fund put aside? Many physicians don’t. They often think that they’re too busy to focus on their financial situation. Or they’re making enough money so that they don’t have to worry about keeping to a budget. And they believe that their jobs are secure. That’s not surprising given that
- [Discover an Easier Way to Select Your Ideal Health Insurance Plan](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/discover-easier-way-select-ideal-health-insurance-plan/) - Buying health insurance can be a daunting and time-consuming task. Out of an array of options, you want to find the right plan for your budget and medical needs. Through AAFP, you can now use the EnrollSource health insurance policy and pricing comparison tool to review a full suite products and enroll in the one
- [How to Incorporate Telemedicine into Your Practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/incorporate-telemedicine-practice/) - Virtually every hospital, healthcare provider, clinic and health services agency is using some form of telehealth today to manage remote health services and medical records. But in the age of COVID and beyond, it is the virtual clinical services of telemedicine that have captured the attention of primary care providers and patients alike. While telemedicine
- [Direct Primary Care and Physician’s Insurance Needs](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/direct-primary-care-physicians-insurance-needs/) - Today, many physicians are moving toward the Direct Primary Care business model. As they do, they are leaving their employers who have until now handled many of their insurance needs. If you’re making the transition from fee-for-service care, you can forget about dealing with the hassles of your patients’ health insurance. However, while direct primary
- [Physicians Over 50, Should You Buy Life Insurance?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/physicians-50-buy-life-insurance/) - “Nothing is certain except death and taxes,” wrote Ben Franklin. There are, however, some unknowns about taxes. For instance, we cannot predict years in advance what the top marginal tax rate will be when we retire and begin to withdraw funds from our tax-deferred retirement accounts. In other words, the more money you have in
- [Despite High Earnings, Doctors Face Financial Challenges](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/despite-high-earnings-doctors-face-financial-challenges/) - Without a doubt, the outbreak of SARS-CoV-2 caught the general public off guard. And even with their understanding of the potential for a pandemic, physicians likely did not expect the shutdowns of 2020. Even medical facilities could not have envisioned hospital tents set up in Seattle and New York’s Central Park for all their emergency
- [How to Make the Most of Your Annual Review of Life and Disability Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/make-annual-review-life-disability-insurance/) - It’s 2021. Have you scheduled your annual insurance review? Remember, life insurance and disability policies aren’t “set it and forget it” protection. A lot can happen in a year. Maybe you got married or divorced. Did a child start college? Or perhaps your kids are all graduated and are out on their own. But changes
- [Setting up your financial stability after residency](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/setting-financial-stability-residency/) - As residency comes to an end, it’s time to start planning your financial future. Sources: 1. Physician salary report 2021: Compensation steady despite COVID-19 2. What medical residents are paid—and what they really think about their bosses 3. Education Data - Average Medical School Debt 4. Nerdwallet - How to Save for Retirement 5.
- [Doctors: Don’t Make This Mistake with Disability Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/doctors-dont-make-mistake-disability-insurance/) - What if an accident or illness prevented you from practicing medicine for six months or longer? Would your most important asset be protected? That asset, of course, is your earning power. And whether it’s protected or not depends on the choices you make when buying disability insurance. There are several considerations when buying disability insurance
- [How Can You Get Life Insurance Quickly?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/can-get-life-insurance-quickly/) - Taking out term life insurance for your family used to be an arduous, inconvenient ordeal. It required you to submit to a medical exam, give a blood sample and then wait at least 30 days and up to three months for approval. That’s so yesterday! Now, the power of big data and the sophisticated technology
- [How to Recoup Your Financial Health After COVID-19 Wreaked Havoc on Doctors’ Earnings](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/recoup-financial-health-covid-19-wreaked-havoc-doctors-earnings/) - This past year, the COVID-19 pandemic threat has upended lives around the globe. It’s left few things unchanged—especially when it comes to jobs and income. And even with the extra workload that COVID-19 has brought to some segments of the medical system, many doctors have suffered financially. According to an October 2020 survey, almost half
- [How Millennials are reshaping the life insurance market](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/millennials-reshaping-life-insurance-market/) - Sources: 1. Covid Isn’t Done Changing the Life Insurance Industry Just Yet 2. Study Finds COVID-19 Spurs Greater Interest in Life Insurance 3. How Millennials Are Changing the Life Insurance Game 4. Advisors Still Matter to Life Insurance Customers 5. Study Finds COVID-19 Spurs Greater Interest in Life Insurance
- [Physicians: Use Care When Selecting a Financial Advisor](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/physicians-use-care-selecting-financial-advisor/) - In our financial discussions, we often talk about safeguards to help physicians protect their income. We share strategies for using insurance products in your retirement and family financial planning. While we present a lot of ideas, we always encourage you to discuss them with your financial advisor. But how do you select a financial advisor?
- [A second opinion on how Life Insurance will fit in your retirement plan.](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/second-opinion-life-insurance-will-fit-retirement-plan/) - The way Americans look at their retirement has changed considerably since 2020. Many begin to wonder if they should retire early without having planned it, others are taking early withdrawals from retirement accounts like 401(k)s and IRAs. There is even some who postponed their retirement plans. Regardless of your financial situation, this year the principles
- [Socially Responsible Investing — Profiting with Purpose](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/socially-responsible-investing-profiting-purpose/) - Investing a portion of your income to increase your earnings is a vital aspect of any financial plan. For many thoughtful investors, however, their analysis doesn’t stop at performance, or even emphasize the traditional distinctions between small and large-cap funds and the associated risk. For these investors, there are additional considerations that rank as high
- [It's Never Too Early To Protect Yourself With Disability Insurance [Video]](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/never-early-protect-disability-insurance/) - Disability Insurance is there to help you when the unexpected happens. Michael was prepared, and you can be too.
- [Protect Your Family With The Ultimate Act of Love](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/protect-family-ultimate-act-love/) - 5 reasons why Life Insurance is the ultimate act of love. Watch this video to learn more.
- [Infographic: Now May Be The Time](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/now-may-be-the-time/) - display: none !important; }
- [Disability Insurance for Young Physicians](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/disability-insurance-young-physicians/) - It’s important to get coverage while you’re still young. As a young professional, you’ve worked hard by applying yourself to everything you do. You thrive by embracing the changes you know life brings. Yet having a job is only the first step toward achieving stability–because not all of life’s events can be predicted. As you
- [No One Can Replace You - [Video]](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/no-one-can-replace-you-video/) - Protect your family from the unexpected. Schedule a free consultation to learn how!
- [Know the Advantages of Group Disability Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/know-advantages-group-disability-insurance/) - Does the thought of getting by without a paycheck for an extended period of time worry you? Disability Insurance can give you the peace of mind you need. Contact us to schedule a free consultation to discuss Disability Insurance today.
- [Protect Your Standard of Living](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/protect-standard-living/) - Reach out to one of our consultants to discuss how life insurance could help secure your family's future! Contact us today at aafpins.com or call (800) 325-8166.
- [Planning for a More Secure Future](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/planning-for-a-more-secure-future/) - Insurance for Young Doctors
- [Find your path to the right life insurance [Infographic]](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/find-your-path-to-the-right-life-insurance-infographic/)
- [Major Career Stages [Infographic]](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/major-career-stages/) - This infographic highlights the need of family physicians to secure their financial future from early career stages to retirement.
- [It’s never too early to protect yourself with Disability Insurance [Video]](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/its-never-too-early-to-protect-yourself-with-disability-insurance/) - Disability Insurance is there to help you when the unexpected happens. Michael was prepared, and you can be too.
- [How to manage your Financial Advisor](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/how-to-manage-your-financial-advisor/) - To keep your financial goals and relationships on track, periodic reviews with your Advisor are a vital component. According to a recent Harris Poll, more people are turning to Financial Advisors for professional advice. This was attributed, in part, to the pandemic, which created financial challenges for many people. If you already have a Financial
- [9 Smart Tax Strategies for Keeping More of Your Money](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/9-smart-tax-strategies-keeping-money/) - When it comes to building wealth and preparing for retirement, there are many strategies for saving and investing. One aspect that physicians often do not fully utilize is saving through smart tax strategies. Specifically, you should have a tax strategy that takes advantage of legally allowable tax deductions to retain as much of your money
- [The Doctor’s Guide to Financial Freedom](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/doctors-guide-financial-freedom/) - A MoneyWatch article asked, “Is becoming a doctor a million dollar mistake?” They were referring to the high cost of a medical degree, plus the lost decade of earnings at the beginning of a doctor’s career. While certainly provocative, the question deserves an answer. It depends on how well you prepare for: The financial burden
- [The Handy Guide to Refinancing and Consolidating  Medical Student Debt](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/handy-guide-refinancing-consolidating-medical-student-debt/) - While the experts talk about the need to lower the financial burden associated with attending medical school, the reality is that student loan debt is higher than ever. Add together undergraduate loans with medical school debt, and some have calculated the total average student loan debt for graduating physicians to be as high as $207,000.
- [The Quick and Easy Guide to Medical Malpractice Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/quick-easy-guide-medical-malpractice-insurance/) - The good news for healthcare professionals is that medical malpractice claim frequency is lower than it has been in the past(1). Also, of the malpractice cases pursued, only seven percent make it to court. Of those, about one in five rule in favor of the plaintiff. The bad news, however, is that the few cases
- [5 Financial Books to Help Physicians  Manage their Wealth](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/5-financial-books-help-physicians-manage-wealth/) - In their many years of schooling, physicians rarely if ever touch on the issues of financial management and investments. Often they begin careers saddled with debt. Working long hours, medical professionals have little time to devote to learning about finances. Plus, once they are finally earning money, they are apt to want to live the
- [The Vital Role of Permanent Life Insurance in a Sound Financial Plan](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/vital-role-permanent-life-insurance-sound-financial-plan/) - The most important aspect of a life insurance policy is that it’s in force on the day you die. Owning a permanent policy ensures that happens. Given that it’s called permanent “life insurance” it’s not surprising that most people think it’s a one-trick pony. It can, however, play multiple roles in your financial portfolio. So
- [8 Financial Tips for Medical Residents](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/8-financial-tips-medical-residents/) - After years of education, you are finally earning money. However, you are not yet bringing home a doctor’s income. In 2017, the average salary for a medical resident was $57,200.[i] So you have to manage it wisely. Here are eight tips to get you on the right track financially. 1. Create a Budget and Live
- [How Much Money Does a Physician Need to Retire?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/much-money-physician-need-retire/) - You may wonder how much money you need to make sure your retirement years are your golden years. As usual with financial questions, there is no one-size-fits-all answer. However, there are steps you can take to figure out how much money you will require, and some financial protections you can invest in to add some
- [Is lump sum disability insurance right for you?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/lump-sum-disability-insurance-right-2/) - There are two things every physician knows. One is that a career in medicine requires an investment in both time and financial resources. The other is that life can change in an instant. We all know patients, even colleagues, whose lives were irreparably changed by a disabling illness or injury. What would you do, if
- [Should Young Single Residents Buy Life Insurance? The Answer May Surprise You](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/young-single-residents-buy-life-insurance-answer-may-surprise/) - Young single residents often believe there is no reason to buy life insurance. After all, most people buy it to protect their spouse and children financially in case they pass away. Since single residents don’t have a wife or husband to protect, and they also usually have an edge on life expectancy, why would they
- [What Doctors Should Consider When Buying Term Life Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/doctors-consider-buying-term-life-insurance/) - An excellent way to protect your family’s financial future inexpensively is to buy term life insurance. Here’s how it works. You pay a premium every year for the term of your policy, for instance, for 10 or 20 years. Should you pass away during that period, your beneficiary will receive the sum of money for
- [5 Questions Physicians Should Ask to Find Out  How Much Disability Insurance They Need](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/5-questions-physicians-ask-find-much-disability-insurance-need/) - How much disability insurance do you need to protect you and your family? It’s an important question because if you overdo it, you’re paying for something you do not need. If you skimp on your protection, however, you risk financial troubles should you become disabled. Like Goldilocks, you want to get it “just right.” To
- [What Does the Future of Electronic Health Records  Mean for Family Physicians?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/future-electronic-health-records-mean-family-physicians/) - When Electronic Health Records (EHR) made their debut in the seventies[i], they were simply an electronic version of yesteryear’s paper records. However, today they are much more. They offer the promise of higher quality and more efficient healthcare. By March 2017, 67 percent of healthcare providers were using EHR technology[ii], which can provide easier, faster
- [How Artificial Intelligence Will Transform Healthcare](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/artificial-intelligence-will-transform-healthcare/) - When futurists talk about healthcare, they describe a system with fewer hospital visits, the consolidation of technology in large, centralized medical facilities and a wide range of monitoring and diagnostic tools designed to resolve some ailments without ever meeting face-to-face with a doctor or nurse. Instead, computers will access an individual’s electronic health records (EHRs)
- [The problem has not changed, but the solution finally has.](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/problem-changed-solution-finally/) - Extended Healthcare or Long-Term Care creates emotional and financial challenges. We’ve partnered with the industry’s leading Long-Term Care Solutions Specialists. LTCR serves millions of members from over 650 alumni professional associations nationwide. Long-Term Care Resources has been an industry leader for 20 years. We know from experience that a quote or a policy is not
- [How to Avoid 3 Common Financial Mistakes that Doctors Make](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/avoid-3-common-financial-mistakes-doctors-make/) - As a doctor, you likely earn an above average income. However, this doesn’t necessarily guarantee a financially sound future. To protect yourself from making mistakes that could jeopardize your financial health, check this list of missteps your colleagues tend to take and correct course as necessary. 1. Not Saving When Young It’s easy to understand
- [How Likely are You to Become Disabled and  how Much Would it Cost?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/likely-become-disabled-much-cost/) - “Never say ‘That won’t happen to me.’ Life has a way of proving us wrong.” What are the chances you will become disabled? Whatever your answer to that question, you’ll probably err on the side of optimism. After all, that’s human nature. People are likely to underestimate the odds of something bad happening to them.
- [Infographic: Facts of Life ... and a Handy Needs Worksheet](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/group-life-insurance-infographic/) - Life insurance is one of the safest, most reliable ways to help protect the people you love. Now you can get the facts you need to understand your options — at a glance. Take a look at our infographic. See what type of life insurance is best for you ... and how you compare to
- [2017 Financial Plan Blown? Get Back on Financial Track](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/2017-financial-plan-blown-get-back-financial-track/) - Despite all your efforts, the financial plan you made for 2017 seems to be going off course. Perhaps your household income decreased because you changed jobs or you received a smaller bonus than you expected. Maybe expenses have exceeded your budget due to unexpected emergencies or you’ve found yourself indulging in luxuries more frequently than
- [Have Student Loans? Why You Need Life Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/have-student-loans-why-you-need-life-insurance/) - Like other newly minted physicians, you are likely facing a mountain of debt. The median debt incurred for medical education is $180,000.[i] And that’s not all. The median figure for pre-medical education debt is $25,000. Plus, on average, post-grads have $4,000 in credit card bills and $12,000 in residency/relocation loans.[ii] That’s a total of $221,000
- [Disability Insurance Myths that Lead to Financial Mistakes](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/disability-insurance-myths-lead-financial-mistakes/) - Every day, myths about disability insurance put physicians at risk financially, deterring them from purchasing coverage. If they are uninsured and fall victim to illness or injury, the lives they’ve built may be in jeopardy — their homes, their children’s education, their retirement and more. Do you buy into any of these myths? If so,
- [Common Money Mistakes in Your 30s](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/common-money-mistakes-30s/) - When today’s physicians enter the workplace, they come armed with a medical degree, a completed residency ... and an average of $183,000 in student debt.1 After years of sacrifice and hard work, the arrival of your first paycheck as a physician is a defining moment that could shape your personal finances for years to come.
- [Before You Buy Disability Income Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/buy-disability-income-insurance/) - Family Physicians spend day in and out diagnosing others. Ironically, they are often reluctant to acknowledge when they are ill themselves. Whether they’re experiencing flu-like symptoms or something more serious, it seems that doctors place their health at a distant second to their medical responsibility. Sound like someone you know? Remember, it’s OK to take
- [Insurance at Different Life Stages](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/insurance-different-life-stages/) - The decisions you make at every stage of your life shape your need for protection. That need starts early and changes with you. The following guidelines can help you protect what you’ve worked so hard to achieve. Your 20s and 30’s. A long career ahead. The rule of thumb is that you should set aside
- [5 Ways to Conquer Medical School Debt](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/5-ways-conquer-medical-school-debt/) - Some people own a Lamborghini, others simply owe a Lamborghini… The average physician joins the workforce with an overwhelming $183,000 in debt, nearly five times the average amount of money other professions have been shown to owe. That is if they’re not also dealing with debt from undergraduate studies, usually averaging around $24,000. With interest,
- [The Secret to Retirement for Physicians](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/secret-retirement-physicians/) - What would you like to be doing if you weren’t practicing medicine? More and more family physicians are planning ahead so they can either afford an early retirement or—as in most cases—switch to another career. This tendency is credited mainly to feelings of burn out, lower morale and overwhelming paperwork, as shown in The Physicians
- [Affordable Technologies for Family Physicians](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/affordable-technologies-family-physicians/) - It wasn’t even 100 years ago that people were considered lucky if they reached 60. Nowadays many folks actually start living at that age. Go modern medicine! Modern medicine wouldn’t be so without technology: from 7-figure robots performing surgery to free mobile apps, today’s hospitals, family physicians and other specialists have the ability to be
- [Largest Expenses Physicians Are Facing](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/largest-expenses-physicians-facing/) - Family physicians are among the ten highest paid professions in the United States, and deservingly so, considering the grueling years of studies and sleepless nights they’ve had to endure. However, between student debt, mortgages, government regulations and other expenses, physicians are forced to carry a lot of financial weight during their lifetime. An expensive operation
- [A Look Into The Future Of Young Doctors](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/look-future-young-doctors/) - Great things come with dedicating your career to medicine, from the reward of improving the lives of thousands of people to the increasingly accelerated advancements in technology and pharmaceuticals. However, in the words of baseball great, Yogi Berra: ‘the future ain’t what it used to be.’ Retiring physicians will agree, and it is because of
- [Physician Shortage Update: Where Are We Now?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/physician-shortage-update-now/) - With more people in the United States becoming eligible to receive healthcare at lower costs, it’s no surprise that doctors can’t keep up with the patient demand. The question is how large is the deficit? This limited supply of physicians is increasingly affecting health networks, walk-in facilities, family practices, independent doctors and nurses, each one
- [5 Ways Family Physicians Can Improve Their Financial Security](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/5-ways-family-physicians-can-improve-financial-security/) - Where do you see yourself in 10 years? While this may remind you of your high school guidance counselor, our real intention is to remind you that there has never been a better time to answer this question, especially with a shift in the economy and a tug-of-war in health legislation. Fortunately, we’ve done our
- [[Video] Do you have all the Life Insurance you need?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/do-you-have-life-insurance-you-need/) - Checked your life insurance lately? It may fall short. Watch this short video for a list of things to consider, when deciding if the coverage you have is enough. Be sure to share this video with your colleagues about the facts behind life insurance and how the AAFP Insurance Program can help protect you and
- [Should I go independent?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/go-independent/) - If you’ve asked yourself this question, you’re not alone. Every year thousands of physicians across the nation switch from employment to self-employment or vice-versa, and unless you have a crystal ball sitting around, it’s not a decision that can be made overnight. For that reason, we’ve gathered some of the most relevant facts, stats and
- [The Connected Generation: Treating Millennial Patients](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/connected-generation-treating-millennial-patients/) - Millennials are mobile-first, tech savvy and always on-the-go, which means they want their health care services to be as nimble and fast-paced as they are. This may prove challenging to physician practices and health care systems that may not have adopted certain health technologies to cater to this digital generation. In this post, we highlight
- [Protecting Yourself On the Job: Disability Coverage You Shouldn’t Overlook](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/protecting-yourself-on-the-job-disability-coverage-you-shouldnt-overlook/) - You do the best you can to stay healthy. You might exercise, eat right and get enough sleep at the end of a long day; but while you may take the proper measures to maintain a healthy lifestyle, you could still find yourself unable to practice medicine due to an unforeseen illness or injury. To
- [How Residents Can Better Manage Their Finances](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/how-residents-can-dig-themselves-out-of-debt/) - It should come as no surprise that today’s family physicians are starting their careers in more debt than ever before. In 2008, the average debt load for medical school graduates was $155,000. As of last year, the average student debt is now $183,000, according to the Association of American Medical Colleges (AAMC). About 68% of
- [How to Remain HIPAA Compliant in the Digital Age](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/how-to-remain-hipaa-compliant-in-the-digital-age/) - As digital, mobile and medical technologies continue to evolve, healthcare organizations and physician practices will need to quickly adapt to these changing trends while protecting patient privacy. This has become increasingly difficult to do considering that patients are demanding more communication with their healthcare provider in the forms of email, text messaging, social media –
- [Why Young Physicians Shouldn’t Ignore Life Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/why-young-physicians-shouldnt-ignore-life-insurance/) - As a young physician, you’re in the early stages of a challenging, yet rewarding career. You no doubt have a lot of things on your mind such as where you’ll practice in the future, if you’ll venture into a solo career, and how you’re going to pay back your student loans. One thing you may
- [Top 6 Life Insurance Myths Dispelled](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/top-6-life-insurance-myths-dispelled/) - Have you thought about your financial future lately? We’re not just talking about retirement planning or paying down medical school debt. We’re talking about how you’re going to handle your final expenses. Life insurance is a major financial decision. You’re not going out to buy a cup of coffee; you’re laying the groundwork of how
- [Decision Tree: When Should You Buy Life Insurance?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/decision-tree-when-should-you-buy-life-insurance/) - We can’t predict the future. But we can do our best to plan for it. And when it comes to your financial future, it’s important that you take the necessary steps to protect everything you’ve worked so hard to achieve – sooner rather than later. Life insurance is one of those forms of protection that
- [Virtual Medicine: Healthcare Providers Show Increased Interest in Telehealth](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/virtual-medicine-healthcare-providers-show-increased-interest-in-telehealth/) - Virtual reality (VR) is the future. Over the past few years, the general population has shown an increased interest in exploring the virtual world. In fact, the VR industry is growing at a rapid pace, with revenues from virtual reality products projected to increase to $5.2 billion dollars in 2018. And the number of active VR users is
- [Physicians Offer Solutions to EHR Burdens](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/physicians-offer-solutions-ehr-burdens/) - The American Recovery and Reinvestment Act (ARRA) of 2009 mandated that all physicians adapt to electronic health records (EHRs). To date, more than 80% of all doctors across the country have complied – with primary care physicians having the highest rate of adoption. While most agree it’s a good idea, the ongoing transition from color-coded
- [[VIDEO] Q & A with Family Physicians](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/video-q-and-a-with-family-physicians/) - As a family physician, you take a great deal of pride in what you do day in and day out. You’ve made a lot of sacrifices over the years, and poured your heart and soul into providing quality medical care to your patients - which begs the question: why did you choose family medicine? We
- [Tracking Patients’ Health:  Benefits of Healthcare Apps](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tracking-patients-health-benefits-healthcare-apps/) - You can now add a smartphone to your list of important medical instruments. With a number of new healthcare apps on the mobile market, you can diagnose, monitor and treat patients from a distance. Proponents say telemedicine can improve patients’ health and cut costs. And more and more doctors and patients agree. According to the
- [Room for Improvement: How to Make Your Medical Practice More Successful](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/room-for-improvement-how-to-make-your-medical-practice-more-successful/) - Establishing a private medical practice in a competitive health care industry is no easy feat. Some practices are able to generate a steady revenue stream year after year; others continually struggle to provide quality patient care while keeping their doors open. So what are the successful practices doing right? Let’s takes a look at what
- [Direct Primary Care vs. Concierge Medicine: Which is Right for You?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/direct-primary-care-vs-concierge-medicine-which-is-right-for-you/) - Direct primary care (DPC) and concierge medicine are two models of primary care that have exploded in popularity over the last two decades. Though the terms are often used interchangeably, they are not the same. This can be confusing for both patients and doctors who have an interest in converting to these models of care.
- [Burnout Epidemic: Can Physicians Maintain a Work-Life Balance?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/burnout-epidemic-can-physicians-maintain-work-life-balance/) - Has your personal life become an afterthought? Have you considered leaving the field of medicine just to spend more time with your family? You’re not alone. Family physicians are among the most heavily burdened medical professionals who often struggle to maintain a work-life balance. The main contributor… burnout. In this post, we’re examining the latest
- [Planning for the Future: The Ins and Outs of Life Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/planning-for-the-future-the-ins-and-outs-of-life-insurance/) - Purchasing life insurance is a major life decision. It’s one that requires a great deal of consideration, patience and research. And if you’re new to the life insurance buying process, we understand that you’ll have a lot of questions about how this type of financial protection affects you and those who matter most to you.
- [Top 5 Concerns for Family Physicians in 2016](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/top-5-concerns-family-physicians-2016/) - The healthcare industry is constantly changing. But that shouldn’t come as a surprise to family physicians who work on the frontlines of patient care. With constant modifications, regulatory changes, practice guidelines and other pressures from governing bodies, it can be challenging for family physicians to solely focus on their patients. In addition, family doctors may
- [What Family Medicine Residents Need to Know About Financial Protection [VIDEO]](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/family-medicine-residents-need-know-financial-protection-video/) - “If you were unable to practice family medicine for a long period of time due to an injury or illness, how would you pay the bills?” You’ve probably heard or read this statement before, but may not have given it much thought. That is until now. It doesn’t matter if you’re a first-year resident or
- [7 Ways Family Physicians Can Improve Their Life and Their Practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/7-ways-family-physicians-can-improve-their-life-and-their-practice/) - As you settle into the new year, you’ve probably thought about how you're going to make 2016 different from previous years. Some physicians will try to connect with nature; others will strive to provide better care to their patients. You may even consider other goals such as eating healthier, quitting unhealthy habits, or staying in
- [How to Manage Difficult Patients While Providing Quality Care](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/how-to-manage-difficult-patients-while-providing-quality-care/) - Every practice has its share of unreasonable patients. They’re often the ones with the biggest folders who visit repeatedly but refuse to follow medical advice... or insist on more tests and more medications. Some make unreasonable demands, others engage in combative or argumentative behavior. By some estimates, 15% of all patients are difficult. The time
- [5 Car Maintenance New Year's Resolutions](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/5-car-maintenance-new-years-resolutions-2016/) - A message from Liberty Mutual Insurance From Dennis Goebel, Vice President, Liberty Mutual Insurance It’s time to start making New Year’s resolutions for your car, truck, or SUV. Here are some of the best commitments you can make to keep your vehicle running smoothly, and even save a few dollars along the way. Organize
- [7 Types of Insurance to Protect Your Medical Practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/7-types-of-insurance-to-protect-your-medical-practice/) - If you’re a family physician who manages your own private practice, then you are well aware of the challenges that come with being a business owner. You’re the judge, jury and executioner when it comes to laying the ground rules for how you want your practice to operate. But if you’ve recently acquired your own
- [Money Woes: 3 Ways Young Physicians Can Manage Debt](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/money-woes-3-ways-young-physician-can-manage-debt/) - The path to a career in family medicine is an arduous one. Behind every medical degree is years of schooling and training ... and, more often than not, a significant amount of debt. More than 80% of all physicians carry educational debt, according to the American Medical School Association. Graduates of public medical schools carry
- [6 Easy Ways to Save on Energy Costs This Winter](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/6-easy-ways-to-save-on-energy-costs-this-winter/) - A message from Liberty Mutual Insurance From Dennis Goebel, Vice President, Liberty Mutual Insurance Cranking the heat in winter can make it hard to keep energy costs down. Try these quick tips to save on your home energy bills next winter: Use the sun. During the daytime, open curtains and blinds on the south side
- [5 Ways Family Physicians Can Market Their Practice Online](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/5-ways-family-physicians-can-market-their-practice-online/) - With over 435,000 active primary care physicians in the U.S., setting yourself apart can be more than challenging. In addition, the marketplace has become even more competitive with the rise of digital advertising and social media marketing. If your practice is struggling to fill the appointment books or if you simply want your voice to
- [Retirement Preparation: How Senior Physicians Should Plan Their Exit](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/retirement-preparation-how-senior-physicians-should-plan-their-exit/) - Practicing medicine for several decades can be a rewarding experience. The lives you’ve saved and the relationships you’ve formed with your patients are moments you’ll cherish for a lifetime. But those years can also take a toll on the mind and body. While you may not want to think about it, there will be a
- [How to Create a Family Fire Escape Plan](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/how-to-create-a-family-fire-escape-plan/) - A message from Liberty Mutual Insurance From Dennis Goebel, Vice President, Liberty Mutual Insurance According to the National Fire Protection Association, U.S. fire departments respond to a fire call every 23 seconds. Nobody expects it to happen to their home, but it might. Electrical wiring, fireplaces, candles, and clothes dryers are all potential fire
- [Different Direction in Care: What You Need to Know About ACOs](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/different-direction-care-need-know-acos/) - Reducing healthcare costs has always been one of the biggest issues facing our government and healthcare system. With an increasing aging population that relies on Medicare for their healthcare needs, it’s crucial for doctors and hospitals to look for ways to coordinate low-cost patient care. Accountable care organizations (ACOs) are the government’s solution to this
- [All in a Day's Work: Family Physician Job Satisfaction [INFOGRAPHIC]](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/all-in-a-days-work-family-physician-job-satisfaction/) - As a family physician, you take great pride in all of the work you do. And while you may not work a typical 9 – 5, your many medical talents and your dedication to patient care have made you part of the most compassionate, yet heavily burdened members of the medical community. With that in
- [4 Tips for Renting Your First Apartment](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/4-tips-for-renting-your-first-apartment/) - A message from Liberty Mutual Insurance From Dennis Goebel, Vice President, Liberty Mutual Insurance Company Renting an apartment is typically one of your first big financial commitments. And, as with any major commitment, there are many factors to consider. For help, start with this beginner’s apartment rental guide. Set a budget. You'll need money
- [Patient Communication and the Future of Telemedicine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/patient-communication-and-the-future-of-telemedicine/) - With a large portion of the US population owning smartphones or tablets, these devices have become ubiquitous in the doctor’s office. And as our society increases its three screen ownership (smartphone, tablet and desktop/laptop), the medical industry has to keep pace with the way patients use these technologies. Most recently, with physicians spending more time
- [How to Prevent Burnout Before Your Career Starts](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/how-to-prevent-burnout-before-your-career-starts/) - Burnout is all too common among physicians of all specialties, but those closest to the frontlines of care such as emergency medicine physicians, internists, and family physicians feel the effects head-on. According to Medscape, 50% of family physicians reported feeling burned out. But it’s not just veteran physicians suffering. Medical students and residents are also
- [What to Do When Moving Into a New Home](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/what-to-do-when-moving-into-a-new-home/) - A message from Liberty Mutual Insurance From Dennis Goebel, Vice President, Liberty Mutual Insurance Moving into a new house is a major life change. After packing and unpacking your belongings, there’s still a lot of work to be done. Follow this checklist for common tasks every new homeowner should do. Change the locks. The
- [7 Ways Physicians Can Respond to Negative Patient Reviews](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/7-ways-physicians-can-respond-to-negative-patient-reviews/) - When was the last time you wrote an online review? Was it for a restaurant, a salon, a hardware store, etc.? Was your review positive or negative? Whatever your answer, consider the fact that your practice or place of employment could be added to the laundry list of businesses that are reviewed online by customers
- [How Physicians Can Increase Patient Engagement with Patient Portals](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/how-physicians-can-increase-patient-engagement-with-patient-portals/) - In the past, we reviewed the top technology trends driving practice efficiency and profitability. One of those trends was patient portals. Patient portals allow both large and small medical practices to communicate with patients and empower them to take better care of their health outside of the doctor’s office. While these systems provide patients with
- [Trash or Treasure: Advice from Antiques Roadshow Experts](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/trash-treasure-advice-antiques-roadshow-experts/) - A message from Liberty Mutual Insurance From Dennis Goebel, Vice President, Liberty Mutual Insurance Whether it’s the attic, a closet, or the garage, everyone has that spot in their home where they've piled up old items that gather dust. We asked the expert appraisers from Antiques Roadshow to help identify the things that are worth
- [5 Things You Need to Know About Moving to Your Own Practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/5-things-you-need-to-know-about-moving-to-your-own-practice/) - Hospital employment isn’t for everyone. While there are definitely some perks to practicing in a hospital setting, it doesn’t offer the same autonomy or flexibility that private practices boast. In 2013, CNN reported that the number of physicians unloading their practices to hospitals had increased 30% to 40% in the last five years. The main
- [4 Ways to Cut Practice Costs Without Cutting Staff](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/4-ways-to-cut-practice-costs-without-cutting-staff/) - The trials and tribulations of running your own practice can take a toll on you, physically, mentally and financially. And when medical practices – big and small – struggle to make ends meet, the last thing a practice owner or administrator wants to do is cut their staff. Depending on how you manage your practice,
- [4 Grilling Safety Tips for the Summer Cookout Season](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/4-grilling-safety-tips-summer-cookout-season/) - A message from Liberty Mutual Insurance From Dennis Goebel, Vice President, Liberty Mutual Insurance Outdoor grilling goes hand-in-hand with summertime fun. So it's easy to forget that open flames pose serious fire hazards. Here are a few grilling tips for keeping the flames under the burgers, where they belong. Keep the grilling area clear of
- [5 Job Hunting Mistakes New Doctors Should Avoid [INFOGRAPHIC]](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/5-job-hunting-mistakes-new-doctors-should-avoid-infographic/) - It’s graduation season which means medical residents are on the cusp of completing their residency programs. As a young doctor venturing into the workforce, how can you avoid some of the most common job hunting mistakes when landing your first job out of residency? Take a look at the infographic below to learn how to
- [What You Need to Know When Selling Your Practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/need-know-selling-practice/) - Are you a family physician looking to sell your practice? You’re not alone. In a 2014 Practice Profitability Index survey conducted by CareCloud and QuantiaMD, researchers found that 24% of physicians are considering selling their practice and 12% are actively looking to sell. Whether you’re getting ready to retire, can no longer afford to run
- [7 Affordable Baby-Proofing Tips for Your Home](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/7-affordable-baby-proofing-tips-home/) - A message from Liberty Mutual Insurance From Dennis Goebel, Vice President, Liberty Mutual Insurance It’s not always easy to keep your little ones safe around the house, but these seven baby-proofing tips can help. Better still, each one can be performed using everyday household items. Worried about slamming doors and pinched fingers? Pool noodles make
- [4 Financial Tips for New Family Physicians](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/4-financial-tips-new-family-physicians/) - As a young doctor getting ready to take on the world of medicine, you’re going to face some unique challenges along the way, namely how to maintain your financial security after completing your residency. With the average resident salary ranging from $52,000 to $65,000, this only covers a fraction of the debt you’ll need to
- [Big Mistake: Underestimating Your Need for Disability Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/big-mistake-underestimating-need-disability-insurance/) - As a family physician, your profession is your livelihood. But what if you were unable to practice medicine for an extended period of time? Whether a few weeks or a few years, how would you and your family get by if you couldn't work due to an injury or illness? One of the biggest mistakes
- [Motorcycle Safety and Maintenance Tips](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/motorcycle-safety-maintenance-tips/) - A message from Liberty Mutual Insurance From Dennis Goebel, Vice President, Liberty Mutual Insurance At the beginning of riding season, doing some routine motorcycle maintenance can help you ride happier, longer, and safer. Here are some tips to get your bike ready for the summer: Inspect the tires. Look for any punctures, flats, or other
- [Improving Patient Engagement by Improving EHRs](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/improving-patient-engagement-improving-ehrs/) - The implementation of electronic health records (EHRs) in medical practices and healthcare systems nationwide has been quite the challenge. While more physicians and hospitals are using EHRs than ever before, many are not using them to their fullest potential. The purpose of EHRs and other health IT systems is to reduce administrative errors, increase profitability,
- [Down the Road: Your Life Insurance Timeline](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/down-the-road-your-life-insurance-timeline/) - You see life-changing events every day in your profession. From parents bringing in their newborns for a checkup to older adults discussing their long-term health care needs, you get to experience the entire spectrum of life. But have you considered the life changes you’ll experience down the road and how they’ll affect the ones you
- [Winter’s Last Blast](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/winters-last-blast/) - A message from Liberty Mutual You may be dreaming of spring, but don’t forget the cold, hard facts: Old Man Winter still has plenty of time to deliver one last deadly blizzard or ice storm. Follow these tips if you lose power in your home or become stranded in your car. At Home Replenish dwindling
- [4 Ways Family Physicians Can Improve Patient Communication](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/4-ways-family-physicians-can-improve-patient-communication/) - As a family physician, your patients look to you for answers whenever they are sick or in pain. And with so many years of medical training behind you, diagnosing and treating your patients’ ailments has become second nature. But with so many pressures to adopt new practice technologies, stay up-to-date on the latest medical research
- [Top Tech Trends Driving Practice Efficiency and Profitability](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/top-tech-trends-driving-practice-efficiency-profitability/) - Family physicians play a vital role in the ever-changing healthcare environment. But as the healthcare system continues to evolve and as patients’ needs become more complex, it’s becoming more difficult for physician practices to run efficiently and remain profitable. In order for family medical practices to thrive in the healthcare industry, they will need take
- [Shedding Light on Night Driving By Gary Stern](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/shedding-light-on-night-driving/) - A message from Liberty Mutual Night driving poses some special challenges and surprises. In fact, according to the National Safety Council (NSC), night driving accounts for three times as many traffic-related deaths as driving during the day. Recognizing hazards specific to night driving can help keep you and others safe. Here are some important night
- [Can Your Practice Compete with Walk-in Clinics?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/can-your-practice-compete-with-walk-in-clinics/) - A new era of medicine has arrived and with it, an increasing number of places where patients can seek out medical care and receive preventive treatments without the inconvenience of scheduling appointments, long waits and unreasonable business hours. Walk-in clinics or retail clinics are increasing in popularity and can be found at your local drug
- [2014 Physician Compensation Survey: How to Protect Your Income](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/2014-physician-compensation-survey-protect-income/) - Family physician compensation continues to be a hot-button topic, even as we enter 2015. While family physicians manage to deliver exceptional care to their patients, they still receive the lowest income among all medical specialties. Family physicians find their positions to be rewarding, but they still need to earn a living and provide for their
- [5 Tips to Prevent Home Heating Fires](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/5-tips-prevent-home-heating-fires/) - A message from Liberty Mutual When it’s time to turn up the heat in your home this winter to battle the icy cold, follow these simple tips to prevent the chance of fire: Hire a professional to inspect and clean your furnace. Maintaining your furnace and ensuring that it’s operating properly and efficiently will save
- [The AAFP Insurance Program: Protecting Your Investment for 60 Years](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/aafp-insurance-program-protecting-investment-60-years/) - The journey to becoming a family physician requires dedication, compassion and a commitment to providing the best medical care to your patients – day and night. We understand the sacrifices you make every day in your profession and have frequently asked “and what about you?” Who is taking care of your needs at the end
- [Direct Primary Care: The Changing Model of Family Medicine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/direct-primary-care-changing-model-family-medicine/) - Direct primary care (DPC) has been gaining momentum over the past few years as an alternative physician practice model. This trend is becoming less of a fad and more of a viable solution for physicians who want to break away from traditional healthcare delivery systems. More doctors are making the transition to this subscription/membership-based service
- [How to Digitally Archive Your Home By Coletta Teske](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/how-to-digitally-archive-your-home/) - A message from Liberty Mutual Insurance From Dennis Goebel, Vice President, Liberty Mutual Insurance Company You never know when a disaster might strike. Within minutes, cherished or valuable items could be ruined. Keeping an archive of your belongings will accelerate the process of replacing damaged property. It will also help you make better decisions about
- [Are You Prepared? Highlights from Employed Physicians Financial Preparedness Report 2014](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/are-you-prepared-highlights-from-employed-physicians-financial-preparedness-report-2014/) - Have you taken the necessary precautions to ensure a stable financial future for you and your family? As a family physician, your personal financial needs may be complicated, and if you haven’t taken the first step in financial preparedness, you’re not alone. The American Medical Association (AMA) launched a national survey to better understand the
- [Family Physicians "Fill-in-the-Blank" at Annual Assembly [VIDEO]](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/family-physicians-fill-in-the-blank-at-annual-assembly-video/) - The 2014 AAFP Assembly may have come and gone (see highlights here), but the moments that inspire family physicians to continue practicing family medicine will last a lifetime. At this year’s Assembly in Washington, D.C., we spoke with dozens of family physicians who shared with us some of the most inspirational aspects of practicing family
- [The AAFP Insurance Program Offers a Helping Hand](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/aafp-insurance-program-offers-helping-hand/) - At the AAFP Insurance Program office, we’re hard at work providing family physicians like you with the financial protection you and your family need if the unfortunate were to happen. We do this by specializing in insurance solutions for family physicians. We understand that you may not always have the time to evaluate your financial
- [Protect Your Family From Radon By Becky Karush](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/protect-family-radon/) - A message from Liberty Mutual Insurance By Dennis Goebel, Vice President, Liberty Mutual Insurance Company Radon is a colorless, odorless gas that can seep into any type of building, including your home. According to the Environmental Protection Agency, it’s the leading cause of lung cancer among nonsmokers. Fortunately, radon is easy to detect—so you can
- [How Small Physician Practices are Making a Big Impact](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/how-small-physician-practices-are-making-a-big-impact/) - Small family physician practices are often thought of as a dying breed in the field of medicine. How can they possibly compete against large hospital systems with more staff members, more physicians and more resources? In this David and Goliath scenario, smaller practices have a few tricks up their sleeves. Over the summer, Health Affairs
- [Why Choose the AAFP Insurance Program](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/choose-aafp-insurance-program/) - Next week is the 2014 AAFP Assembly in Washington, D.C., and we’re excited to be a part of the experience. Each year, thousands of family physicians gather together to reconnect with colleagues, exchange ideas, and learn from various experts in the field of family medicine. The Assembly is the perfect opportunity for you to expand
- [Important Fire Prevention Lessons By Michael Rudeen](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/important-fire-prevention-lessons/) - A message from Liberty Mutual Insurance By Dennis Goebel, Vice President, Liberty Mutual Insurance Company Fire is one of the most serious dangers in the home, and the kitchen presents the greatest risk. But wherever a fire starts, there are steps you can take to reduce the danger and help keep your family safe. Don’t
- [Residents Report: Salary, Debt and Job Satisfaction](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/residents-report-salary-debt-job-satisfaction/) - As a resident, you face a unique set of financial challenges at the beginning of your medical career. At this point in your life, you’re probably thousands of dollars in debt from student loans you've accumulated over the years. According to the Association of American Medical Colleges (AAMC), 86% of medical students graduate with debt.
- [Do You Need Flood Insurance?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/need-flood-insurance/) - A Message from Liberty Mutual Insurance By Dennis Goebel, Vice President, Liberty Mutual Insurance Company Do you think you need flood insurance only if you live near water? Think again. Floods can be caused by heavy rainfall, melting snow, clogged drainage systems and broken levees. All it takes is a few inches of water to
- [Face Time: Family Physicians Split Time Between Screens and Patients](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/face-time-family-physicians-split-time-screens-patients/) - Family medicine is known for being one of the most compassionate medical specialties in the health care world. Because family physicians have the opportunity to treat the whole person, they are at an advantage for providing ongoing, comprehensive care to patients of all ages and health backgrounds. And unlike other medical specialists, family physicians can
- [The Impact of Health Care Reform on Physician Practices in 2015](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/impact-health-care-reform-physician-practices-2015/) - Since the implementation of the Affordable Care Act, physicians have been dealing with both the good and the bad associated with this new law. While the ACA will generate an increase in patient volume for struggling practices, underperforming practices will experience lower compensation and various penalties. With this in mind, here are the main factors
- [Financial Forecast for Physicians and Their Practices](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/financial-forecast-physicians-practices/) - Worried about whether your practice will turn a profit at the end of the year? You’re not alone. In the second annual Practice and Profitability Index (PPI) survey conducted by CareCloud and QuantiaMD, researchers gathered insights from 5,064 U.S. physicians in March 2014 on issues that impact the financial and operational health of their practices.
- [Choosing a Home Security System by Tim Brugger](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/choosing-home-security-system-tim-brugger/) - A message from Liberty Mutual Insurance From Dennis Goebel, Vice President, Liberty Mutual Insurance Company The right home security system provides peace of mind, protects your property, and increases your personal safety. Some systems sound an alarm to alert you of a problem, while others communicate with a company that can contact local police and
- [How Family Medicine Residents Can Manage Personal Finance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/family-medicine-residents-can-manage-personal-finance/) - If you’re an aspiring family physician, you’re probably getting ready to attend this year’s AAFP National Conference of Family Medicine Residents and Medical Students. There, you will have the opportunity to explore residency programs, attend educational workshops and courses, meet future employers, connect with your peers, and share your passion for family medicine. As you
- [What is the Key to Job Satisfaction for Family Physicians?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/key-job-satisfaction-family-physicians/) - If you love what you do, you’ll never work a day in your life. That’s the mantra for those who have followed their passion and look forward to going to work every morning. And family physicians are no exception. But a career in family medicine is not without its challenges, especially when it comes to
- [Futuristic Auto Safety Features Are Available Now  By Lee Michael Katz](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/futuristic-auto-safety-features-available-now-lee-michael-katz/) - A message from Liberty Mutual Insurance From Dennis Goebel, Vice President, Liberty Mutual Insurance Company The once imaginary car of the future could be in your driveway today. Safety features that not too long ago seemed like science fiction—such as automatic braking when a car senses an impending collision—can be found in today’s vehicles. Here
- [Family Physicians and Patients Show Increased Interest in Direct Primary Care](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/family-physicians-patients-show-increased-interest-direct-primary-care/) - There has been a lot discussion surrounding the growth of direct primary care (DPC) practices and how both family physicians and their patients can benefit from this new fee-based model. Not only does this model offer physicians the opportunity to break away from the bureaucracy of health insurance companies, it also allows them to spend
- [What Family Physicians Should Consider Before Buying Life Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/what-family-physicians-should-consider-before-buying-life-insurance/) - As a family physician, you face a lot of uncertainties in your career. And while you have learned how to handle the unexpected in your field from your many years of medical training, you may not be prepared for all of the curveballs life throws at you. Life insurance is one of the best ways
- ["Tips for Painting Your Home" By Lee Michael Katz](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tips-for-painting-your-home/) - A message from Liberty Mutual Insurance. Liberty Mutual is proud to partner with the AAFP Insurance Program to provide you with relevant auto and home safety tips for the way you live today. When you paint your home, picking the right color is a primary decision, but smart and safe painting also involves other considerations.
- [4 Ways to Reduce Operating Costs in Your Private Practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/4-ways-reduce-operating-costs-private-practice/) - For some family physicians, going into private practice was the easiest career decision they ever had to make. You have absolute autonomy over how you manage your business, who you hire as a member of your staff, and which insurance carriers and vendors you get to work with. While running a private practice is an
- [2 Types of Financial Protection Every Young Family Physician Needs](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/2-types-financial-protection-every-young-family-physician-needs/) - You've finished medical school, completed your residency, and landed yourself a position at the hospital or practice of your choice. As a young family physician, you've accomplished a lot in your career which is why it’s important for you to protect what matters most – your ability to practice medicine and provide for your family.
- ["Safety Tips for Boaters and Bikers" By Lee Michael Katz](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/safety-tips-boaters-bikers/) - A message from Liberty Mutual Insurance. Liberty Mutual is proud to partner with the AAFP Insurance Program to provide you with relevant auto and home safety tips for the way you live today. Whether you hit the highways or cruise the water, the summer has a lot to offer in the way of carefree fun.
- [Risky Business: How a disability can cost you your health and your income [INFOGRAPHIC]](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/risky-business-disability-can-cost-health-income-infographic/) - While patients may think of you as a superhero, family physicians are vulnerable to the threat of a disability. Whether you're on the job or off, here's how a serious injury or illness can affect your health and your ability to earn a steady income.
- [Insurance You Can’t Afford to Overlook: A Closer Look at Employer Group Disability Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/insurance-cant-afford-overlook-closer-look-employer-group-disability-insurance/) - For some family physicians, running their own medical practice is a dream come true.Whether you run your own practice or have a group of partners, it’s important to realize that you need financial protection against the unexpected. This means having the right insurance coverage that protects you, your staff and your practice. Here’s a closer
- [Disability Insurance Options: What you need to know to protect your assets](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/disability-insurance-options-need-know-protect-assets/) - As a family physician, maintaining your current income and lifestyle is not only important to yourself, but to your family as well. Protecting the assets you've worked so hard to acquire begins with finding the right financial protection, and often times that means having disability income coverage. Not sure where to begin your search? Whether
- [Welcome to the New AAFPINS Website](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/welcome-new-aafpins-website/) - The AAFP Insurance Program is committed to offering insurance products that best fit the personal and professional needs of family physicians from residency to retirement. To meet the on-the-go demands of AAFP members, we’ve redesigned our website, making it easier to find what you want, get a quote and purchase the coverage you need. Enhanced
- [INFOGRAPHIC: Family Doctors & Life Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/infographic-family-doctors-life-insurance/) - For family physicians, six-digit incomes and student loan debts are not uncommon. Which means you likely have a lot to insure. Have you considered how your family would financially survive should something happen to you? This infographic will help you understand the importance of life insurance, how much you need, when to re-evaluate your policy
- [How to Protect Your Practice with Overhead and DI](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/how-to-protect-your-practice-with-overhead-and-di/) - It is no secret that doctors today are feeling more overwhelmed than their counterparts from years past. For family physicians, or any doctor for that matter, opening a practice is an exciting part of your career. However, with the growing demands of the Affordable Care Act, and yearly increased expenses in providing the best care
- [Financial Insights from Family Physicians: Part II](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/financial-insights-from-family-physicians-part-ii/) - In Part I of Financial Insights from Family Physicians, we discussed the importance of having the right levels of coverage for disability and life insurance. While it’s often difficult to know the exact amount of coverage you’ll need, the benefits of having it outweigh the costs. In today’s post, we wanted to know from family
- [Financial Choices to Avoid as a Family Physician](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/financial-choices-to-avoid-as-a-family-physician/) - “While doctors are certainly smart, their medical ability does not necessarily translate to financial acumen,” said a New York Times article addressing those who face tough financial challenges, while making over six figures a year. Overconfidence, busy schedules and big pay checks often leads to poor financial management. However, it is never too late as
- [Financial Insights from Family Physicians: Part I](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/financial-insights-from-family-physicians-part-i/) - Finding financial advice is easy nowadays, as there is an overabundance of experts everywhere: online, in the paper, on our phones and on the TV. Financial advisors and other experts offer up insights as to how finances should be managed, when the best time is to invest, how to prepare for potential disasters that will
- [Planning for Retirement: Is it too late?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/planning-for-retirement-is-it-too-late/) - Planning for retirement can feel like a stressful process, especially if you’re a family physician who is unsure of when you will retire and if you’ll have enough money saved up to live comfortably. Ending a long and rewarding career in medicine can be tough, but consider that the average American retires at age 61,
- [Why Family Physicians are Needed in Underserved Communities](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/why-family-physicians-are-needed-in-underserved-communities/) - As family physicians struggle to meet the needs of patients who come into their office, thousands of Americans struggle to find doctors to provide basic medical care. That is the plight of those living in low-income and rural areas of the U.S. Currently, 20% of the population lives in rural areas, but only 9% of
- [Using Team-based Care to Mitigate the Family Physician Shortage](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/using-team-based-care-to-mitigate-the-family-physician-shortage/) - This time last year we discussed the effects of the predicted family doctor shortage and ways the family physician community can combat this deficit. To ensure there will be an adequate supply of physicians to take on new patients, experts proposed decreasing the training period for PCPs, increasing family medicine recruitment from medical schools, and
- [Residents and Med Students: Dealing with the Threat of Disability](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/residents-and-med-students-dealing-with-the-threat-of-disability/) - As a medical student or resident, you’re probably not thinking about how a serious injury or illness could affect your ability to practice medicine. You’re young, healthy and can’t wait to become a full-time family physician. It hasn't occurred to you that if suddenly you were unable to treat your patients for an extended period
- [Interview Tips for Physicians in Training](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/interview-tips-for-physicians-in-training/) - Are you a medical student who is a few years away from interviewing for a residency program? Or maybe you’re a senior who is scheduled for an interview tomorrow morning. Either way, you will need to be equipped with the proper tools to ace even the most difficult questions. In preparation, here are some tips
- [Residents and Med Students: What to Consider When Accepting a Job Offer](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/young-docs-what-to-consider-when-accepting-a-job-offer/) - At this year’s AAFP National Conference of Family Medicine Residents and Medical Students in Kansas City, we had the opportunity to chat with dozens of young, aspiring family physicians. While many were busy attending workshops, networking with their peers and learning the ins-and-outs of applying to a residency program, others were gaining useful insights into
- [Common Myths about Life Insurance for Family Docs](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/common-myths-about-life-insurance-for-family-docs/) - Life insurance plays a key role in your financial security. And while it may not be a priority for many Americans, purchasing life insurance is something every family physician should consider. With an average income of $175,000 and student loan debt exceeding $160,000, family physicians have more to insure. Without a life insurance policy in
- [Top 6 Reasons Why Physicians are Choosing Employment by Hospitals](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/top-6-reasons-why-physicians-are-choosing-employment-by-hospitals/) - This time last year CNN Money published an article that addressed how “the solo doctor is a vanishing breed.” They cited that by 2014, two-thirds of the U.S.’s one million doctors will be employed by hospitals since the medical marketplace is gradually squeezing out solo docs. With the large amount of overhead that comes from
- [How to Prevent a Security Breach in Your Practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/how-to-prevent-a-security-breach-in-your-practice/) - With electronic health records (EHRs) becoming the norm for documenting a patient’s health history, security breaches in medical practices are occurring more frequently. Not only do these breaches threaten to expose sensitive data about your patients, it also threatens the credibility and safety of your practice. With the increase in computer system hacking and healthcare
- [The Pros and Cons of ICD-10 Implementation](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/the-pros-and-cons-of-icd-10-implementation/) - The deadline for U.S. physicians to implement the latest ICD-10 diagnosis and procedure coding is October 1, 2014, but some practices are far from ready for the change. Pushed back from its original deadline of October 1, 2013, this updated list of medical classifications is both a blessing and a curse. ICD-10 stands for the International
- [Has Tech Adoption Grown in U.S. Medical Practices?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/has-tech-adoption-grown-in-u-s-medical-practices/) - A growing number of physicians are adopting mobile technologies to assist in their everyday practice. Family physicians in particular are turning toward technology to better connect with younger patients. From research and email to electronic health records (EHRs) and peer-to-peer interaction, doctors across the U.S. are gradually embracing the use of mobile devices within their
- [Pay Disparity for Family Physicians Still a Concern](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/pay-disparity-for-family-physicians-still-a-concern/) - With 2014 quickly approaching, the dreaded physician shortage is becoming more of a reality as the 30 million soon-to-be insured begin shopping for health care. The expected influx of patients will put a toll on physicians’ workloads and their paychecks since most practicing family physicians aren't sufficiently compensated for their time and effort. Fortunately, thanks
- [Is Job Dissatisfaction Growing Among Family Physicians?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/is-job-dissatisfaction-growing-among-family-physicians/) - Family medicine continues to be one of the most rewarding medical professions to date, but the demands of the job can become stressful. Between increased patient loads, large amounts of administrative work and technological requirements, physician burnout is becoming all too common. But are these heavy workloads and high stress levels translating to increased job
- [How Physicians Can Benefit from Social Media](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/how-physicians-can-benefit-from-social-media/) - Social media is ubiquitous. It’s everywhere we go and it’s increasingly becoming a part of everything we do. Just a few years ago, no one thought that the health care industry and the digital world would collide so dramatically and yet, here we are. Since the introduction of electronic health records, telemedicine and mobile devices,
- [Time for a Check-up: How Healthy are Your Finances?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/time-for-a-check-up-how-healthy-are-your-finances/) - Have you had your annual physical yet? If so, excellent! If not, now's probably a good time to schedule an appointment with your doctor to make sure your health is in tip-top shape. But your health isn't the only aspect of your life that needs a check-up. As a family physician, your finances will also need a
- [INFOGRAPHIC: Family Doctors and Disability](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/infographic-family-doctors-and-disability/) - Just because family doctors have the ability to diagnose and treat patients doesn't mean that they aren't also vulnerable to the threat of injury or illness. In this infographic you’ll learn how susceptible doctors are to the threat of disability and how to prepare yourself financially should the unexpected occur.
- [Money Management Mistakes to Avoid in Your Life and Practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/money-management-mistakes-to-avoid-in-your-life-and-practice/) - A large number of family physicians are starting out their careers with a great amount of debt. In fact, medical students are graduating with a median student loan debt of $170,000 and that doesn't include accrued interest. So what’s a young doctor to do? You've probably received some general money management advice from your parents like “don’t spend your
- [Is Concierge Medicine Right for You?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/is-concierge-medicine-right-for-you/) - There are many career paths that a family physician can take. You can become employed by a hospital; you can open your own private practice; you can also find a teaching position at a local university. Another career option that family doctors may consider is concierge medicine. This alternative practice model provides higher quality, personalized
- [How to Avoid an Audit of Your Practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/how-to-avoid-an-audit-of-your-practice/) - April 15th has come and gone, and though you've filed your 2012 taxes, you may not be in the clear. The IRS (Internal Revenue Service) has been keeping an eye on doctors, including family physicians, since they have a reputation for poor record keeping in their practices. Worried that the IRS may be ready to
- [Spring Cleaning Your Personal Finances](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/spring-cleaning-your-personal-finances/) - Spring is here, and for most people, including doctors, that means spring cleaning. But spring cleaning doesn't just apply to weeding your flowerbeds or cleaning out your basement. It's also a great time to take a look at your personal finances. While rummaging through piles of paper and sorting through boxes, you may discover a
- [The Fight for Family Medicine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/the-fight-for-family-medicine/) - It's no secret that there are a few medical schools that intentionally discourage students from entering the field of family medicine. Unlike other medical specialties, primary care is seen as less prestigious than say, radiology. And while salary plays an important part in which medical field a student chooses, so too does medical school staff.
- [Family Docs Speak: For the Love of Family Medicine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/family-docs-speak-for-the-love-of-family-medicine/) - What do you love about being a family physician? Some pursue medicine because of the money. Others join a medical profession due to family pressures. And then there are those individuals who become doctors for the pure joy of caring for others. These individuals found their calling in medicine and family physicians make up a
- [The Cost of Hiring a New Doctor](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/the-cost-of-hiring-a-new-doctor/) - Have you ever wondered how much it costs to replace a physician in a hospital or a small practice? Compared to how much it costs to replace an average office employee, physician turnover can be quite expensive. And a medical practice that has a high turnover rate may lose a considerable amount of revenue. If
- [3 Types of Insurance for Your Growing Family](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/3-types-of-insurance-for-your-growing-family/) - The decision to raise a family is a big step in anyone's life. It's a major lifestyle change that requires financial planning and preparation. In addition to having your finances in order, you will also need to have financial safety nets in place – like insurance. If you’re a family physician who has decided to
- [Financial Apps to Help Manage Your Practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/financial-apps-to-help-manage-your-practice/) - For those family physicians who have a solo practice, managing your finances can feel like a chore - a chore that goes undone for months. If you are not paying attention to where your money is going and how much, you could be in big financial trouble. But thanks to the growing tech world, there
- [Physicians' Dilemma: Conflicting Views on EHR Adoption](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/physicians-dilemma-conflicting-views-on-ehr-adoption/) - EHRs or electronic health records are said to help improve the quality of care for patients, but it may not improve the bottom line for some medical practices. While family docs are leading the way in EHR adoption, other medical practitioners have some reservations in employing the system. Though many studies show that EHR adoption
- [Family Docs Speak: Financial Protection](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/family-docs-speak-financial-protection/) - What about you? How do you financially protect yourself? Wouldn't it be nice if money grew on trees? No one would have to worry about student debt, retirement funds, a mortgage or car payments. But the reality is, money doesn’t grow on trees and as a busy medical professional, you’ll need to find ways to strategically
- [Going Out On Your Own: The Cost of Running a Medical Practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/going-out-on-your-own-the-cost-of-running-a-medical-practice/) - Some family physicians dream of running their own medical practice one day, but the economics of the industry have changed drastically. While being your own boss can have its perks, it can also come with a hefty price tag if you aren't careful. The operating costs for medical practices are getting higher and higher, and physicians are
- [Why More Docs are Embracing Telemedicine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/why-more-docs-embracing-telemedicine/) - With a shrinking medical professional population, telemedicine eliminates geographical borders and links quality care providers to each other and patients. Whether or not you are one of the many family physicians hesitant to adopt telemedicine, there’s no denying that it’s making its mark in the healthcare industry. According to BizTechMagazine, the use of audio and video
- [The History and Evolution of Family Medicine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/the-history-and-evolution-of-family-medicine/) - Considered to be the oldest medical specialty, family medicine is a practice devoted to providing comprehensive medical care to patients of all ages and backgrounds. Coined as “general practice” in the 1900s, a majority of graduates from medical schools in America chose a career in general practice where they became skilled in childcare, maternal care
- [The Benefits of Hiring a CPA](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/the-benefits-of-hiring-a-cpa/) - Your finances are important to you. But you may not have enough time to go through piles of paper work and receipts to know where you could be losing or making money. As a family physician, your busy schedule could use a helping hand. CPAs or certified public accountants play an integral part in the
- [Ten Money Tips for New Physicians](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/ten-money-tips-for-young-doctors/) - Frustrated? You bet. You’re a second-year resident and still juggling the checkbook, trying to decide which bill to pay today, which to put off a few days. Might as well get used to it. Building wealth takes time, whatever your income. It’s all about money management. Here are ten tips to help you manage and
- [Family Docs Speak: Challenges](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/family-docs-speak-challenges/) - What is the greatest challenge you face as a family physician? It should come as no surprise that family medicine is a rewarding practice. And despite the predicted shortage of family physicians in the near future, the current physician workforce is forging ahead, providing comprehensive care to hundreds of patients every day. Family docs take
- [Disability Insurance: Get It Now, You May Need It Later](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/disability-insurance-get-it-now-you-may-need-it-later/) - To your patients, you may be a superhero but even superheroes need protection. From auto insurance to life insurance, there are many ways doctors protect themselves as people and as professionals. However, one form of insurance that tends to be overlooked or often misunderstood by doctors and people in general, is disability insurance. In our
- [What Every Physician Should Know When Buying Life Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/what-every-physician-should-know-when-buying-life-insurance/) - As a family physician, you have a lot on your mind. From your patients and your practice to your family and your own individual well-being, your attention is constantly divided. So buying life insurance is probably the last thing on your mind. While the purchasing process for life insurance can seem daunting, it’s an important financial
- [7 Long-Term Wealth Considerations](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/7-long-term-wealth-considerations/) - Think you’ll have enough money when it comes time to retire? Today’s family physicians face unprecedented challenges to their income, including government legislation, diminishing compensation, and increasing education costs. Making long-term financial plans may be critical to your success. Think about where you are at, what your long and short-term goals are and what could
- [Back to Basics: 3-Step Plan to Asset Protection](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/back-to-basics-3-step-plan-to-asset-protection/) - Imagine that you were no longer allowed to practice medicine. As a medical professional, you’re in a field that makes you vulnerable to lawsuits and other legal actions that could be detrimental to your career and personal wealth. Doctors make easy targets for litigation due to their presumed level of wealth and the risky nature
- [How Family Docs Can Maximize Their Tax Return](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/how-family-docs-can-maximize-their-tax-return/) - April 15th, 2013 may seem far away, but many Americans are already preparing to file their taxes in order to receive a speedy tax return. With your busy schedule as a physician, it’s best to get a head start too. Preparing now will allow you more time to find additional tax deductions to help maximize
- [Family Docs Speak: A Day in the Life](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/family-docs-speak-a-day-in-the-life/) - What is a typical day for you? As a primary care physician, you've probably never had a "typical day" at the office. Every day is different and each patient is unique. But what is an average day like for a family physician? There are those day-to-day activities that family doctors are all too familiar with.
- [Plagued by Your Portfolio?: Investing Tips for Doctors](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/plagued-by-your-portfolio-investing-tips-for-doctors/) - As a family physician, you manage the health of your patients, the health of your practice, and your own personal well-being But what about your financial health? There’s a popular assumption among financial planners that doctors make lousy investors. With long work hours and little time to focus on investments, it’s no surprise that the portfolios
- [Ways to Save Money within Your Practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/ways-to-save-money-within-your-practice/) - Doctors are not immune to tough financial times. There’s a lot of overhead for a family physician to take care of, and when you lose control of your expenses, you can lose control of your practice. By pinpointing areas of waste and inefficiencies, you could get back thousands of dollars for your business. Start With
- [Retirement Planning for Physicians: What You Need to Know](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/retirement-planning-for-physicians-what-you-need-to-know/) - As a family physician, coming to the realization that one day you will have to retire from a successful and rewarding practice can be tough to handle. But what’s even more difficult to grasp is entering retirement without a plan. While physicians can have relatively high salaries, upwards to $160,000, it’s important to keep in
- [Family Docs Speak: The Journey](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/family-docs-speak-the-journey/) - Why Did You Choose Family Medicine? For some doctors, choosing a career in family medicine was a difficult decision. For others, it was the easiest choice they've ever had to make… In one of our earlier blog posts, we discussed how the predicted shortage of family physicians could affect the healthcare industry. We identified that the reason
- [The Rise of Retail Clinics and Their Effect on Primary Care](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/the-rise-of-retail-clinics-and-their-effect-on-primary-care/) - According to the nonprofit RAND Corporation, there are now more than 1,300 retail health clinics in the United States. The clinics, which offer basic, walk-in health care for minor health problems have been increasing in popularity among Americans with private health insurance. For some patients, the appeal is the convenience of not having to schedule
- [What Medicaid Pay Hikes Mean for Family Physicians](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/what-medicaid-pay-hikes-mean-for-family-physicians/) - Medical professionals and patients across the U.S. are anticipating a physician shortage in 2020 due to the Affordable Care Act (ACA). However, the Medicaid provision of the ACA ruled on November 1st, 2012 that there will be pay increases for primary care providers. The Centers for Medicare and Medicaid Services (CMS) stated that under the
- [2012 News Alert!: "Federal Income Protection Benefits Caucus Addresses Important Need" by John Ingrisano](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/federal-income-protection-benefits-caucus-addresses-important-need/) - Earlier this year, the U.S. Senate formed the Income Protection Benefits Caucus to address the financial losses families often suffer when income earners become disabled. According to the article, “Protecting the Earning Power of American Workers” (June 2012 edition of Benefits Selling), “most Americans are unprepared for the consequences of losing an income, even for
- ["Children Can Reduce Your Taxes" by John Ingrisano](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/children-can-reduce-your-taxes-by-john-ingrisano/) - Yes, children are expensive. According to the most recent government statistics, it takes $235,000 to raise one child from birth to age 18. (And that doesn't include college.) However, our tax laws make it possible to take sizable tax deductions and credits. So, as a parent, part of your money-management strategy should be to capitalize on tax
- ["And What About You" Winner: Dr. Susan Chiarito, MD](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/and-what-about-you-winner-dr-susan-chiarito-md/) - The 2012 AAFP Scientific Assembly brought together family physicians and aspiring family docs from across the country to share their expertise and insights into the field of family medicine. It was an excellent turn out at the Pennsylvania Convention Center with a lot to see and do throughout the four-day conference. Check here for opening
- [New Docs Especially Vulnerable to Threat of Disability and Shortcomings of Employer Provided Disability Coverage](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/new-docs-especially-vulnerable-to-threat-of-disability-and-shortcomings-of-employer-provided-disability-coverage/) - Recent U.S. Senate hearings have revealed that Americans are unprepared for the consequences of losing their incomes, even for a short time, due to a disability. Due to high debt loads, new doctors may be especially vulnerable. So, before you wrap up your residency program and move on to a permanent position, learn to evaluate
- ["Is Your Vehicle a Lethal Weapon?" by John Ingrisano](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/is-your-vehicle-a-lethal-weapon-by-john-ingrisano/) - Nearly 33,000 people die in traffic accidents each year. This may just be a statistic to many people, but consider how much time you and your family spend on the road. The fact is: Vehicles are lethal weapons. The real problem: Many of us think of our cars as an extension of home -- a
- [Do EHRs Improve the Quality of Care for Patients?](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/do-ehrs-improve-the-quality-of-care-for-patients/) - The adoption of Electronic Health Records (EHRs) is growing at an exponential rate. According to the Centers for Disease Control and Preventions’ National Center for Health Statistics (NCHS) survey of 2011 EHR adoption trends show that 55% of physician offices used EHRs in 2011. But does using one of these systems actually improve the quality
- [How to Rebuild the Community of Family Physicians](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/how-to-rebuild-the-community-of-family-physicians/) - Due to the Supreme Court’s decision to uphold the Affordable Care Act and a growing population of U.S. citizens 65+ seeking medical care, the demand for healthcare is at an all-time high. According to the Association of American Medical Colleges (AAMC), it is estimated there will be a shortage of 45,000 primary care doctors in
- [AAFP Insurance Program at the AAFP Scientific Assembly](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/aafp-insurance-program-at-the-aafp-scientific-assembly/) - The family medicine event of the year is upon us and the AAFP Insurance Program is excited to be a part of it. The 2012 AAFP Scientific Assembly will be held in the historic city of Philadelphia at the Pennsylvania Convention Center where all family physicians and residents are invited to exchange their knowledge and
- [The Pros and Cons of Venturing into the Mobile Space](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/the-pros-and-cons-of-venturing-into-the-mobile-space/) - With the release of the iPhone 5, the world is in a frenzy with the latest smartphone technology and how it can make our lives easier to manage. For medical professionals, mobile technology plays an important role for the future of the healthcare industry and utilizing it properly could prove beneficial in the long run.
- [Mom Just Moved in With Us](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/mom-just-moved-in-with-us/) - If a parent is now living with you (or if you envision this happening in the coming years), your situation is not uncommon. As life expectancies increase, many of us will help our parents celebrate their 80th, 90th, even 100th birthdays. Imagine turning 70, and having your 95-year-old mother living with you. The situation can create
- [Tough Love Moment Alone](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tough-love-moment-alone/) - Single in retirement: Let’s not ignore the probability. It may not be about you, but about the one you love. Odds are that one of you will be alone eventually. In fact, according to studies reported in Financial Planning, “43% of Americans age 65 and older are single due to divorce, having never married, or the death of a
- [Student Loans and Bankruptcy](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/here-for-your-financial-health/) - If you finished (or plan to finish) med school with about $127,000 in student loan debt, that’s about average, according to American Student Assistance. Yes, that is a big chunk of change, and many doctors spend years paying off those loans. Some students consider declaring bankruptcy. Should you? The short answer is… no. It may cause more problems than it solves. There may
- [Ten Tips to Lower Your Tax-Audit Profile](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/ten-tips-to-lower-your-tax-audit-profile/) - The odds of being invited to an audit are not that high, really. Overall, they increase with your income and number of deductions. High-risk categories include small business owners, self-employeds, and individuals with lots of deductions and complicated returns and investments. In general, reports the IRS, if your income is under $200,000, your odds of

## Pages

- [Home](https://ec2-23-20-116-76.compute-1.amazonaws.com/) - We understand family physicians. We know you like to spend more time caring for others than you do yourself. Which is why we offer a number of valuable insurance options and financial advice with exclusive pricing, benefits, features and services that can make it easier for you to help protect what you've worked so hard to achieve.
- [Residents No Cost](https://ec2-23-20-116-76.compute-1.amazonaws.com/no-cost/) - START ENROLLMENT Call (913) 386-4001 to speak an AAFP Insurance Specialist START ENROLLMENT Call (913) 386-4001 to speak an AAFP Insurance Specialist COMPLIMENTARY COVERAGE FOR ALL FAMILY MEDICINE PGYS The AAFP is proud of all you’ve accomplished and the promise that lies ahead. AAFP Insurance Services wants to help you protect it all. $100,000
- [For Residents](https://ec2-23-20-116-76.compute-1.amazonaws.com/solutions/for-residents/) - SOLUTIONS For Students For Residents For Early Career Physicians For Mid Career Physicians For Retiring Physicians For Students For Residents For Early Career Physicians For Mid Career Physicians For Retiring Physicians NEW! No-Cost Term Life and Disability Income Insurance AAFP Insurance celebrates the achievements of residents and their bright futures. To help protect it, we’re
- [Thank You](https://ec2-23-20-116-76.compute-1.amazonaws.com/thank-you/) - Thank you! Your Application has been securely submitted through our website. We’ll review your information and follow up with next steps.
- [Signnow Closed](https://ec2-23-20-116-76.compute-1.amazonaws.com/signnow-closed/)
- [SIgnnow Declined](https://ec2-23-20-116-76.compute-1.amazonaws.com/signnow-declined/)
- [Signnow Complete](https://ec2-23-20-116-76.compute-1.amazonaws.com/signnow-complete/)
- [Meet Jered](https://ec2-23-20-116-76.compute-1.amazonaws.com/about-us/meet-jered/) - Jered R. Hunt, MBA President, Senior Advisor Phone Number (913) 386-4001 Contact Schedule a Call Email Jered With 18 years of insurance industry experience, Jered brings firsthand knowledge of claims, property and casualty insurance, advanced life insurance design, financial planning, and organizational leadership to his position. He received his MBA from Drury University in Springfield,
- [Association Group Disability Income Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/insurance/association-group-disability-income-insurance/) - Help protect your income If a Covered Disability or Injury Prevents You From Working APPLY ONLINE IN MINUTES Get an Instant Quote Exclusive coverage underwritten by New York Life Insurance Company ASSOCIATION GROUP DISABILITY INCOME INSURANCE Chances are you already insure your car, home, and cell phone. What about your income? Association Group Disability Income
- [WP 2FA User Profile](https://ec2-23-20-116-76.compute-1.amazonaws.com/wp-2fa-config/) - Page generated by WP 2FA Plugin
- [Identity Theft Protection](https://ec2-23-20-116-76.compute-1.amazonaws.com/insurance/identity-theft-protection/) - Enroll Now Protect your identity And Financial Well-being Trusted identity theft protection from TransUnion® IDENTITYFORCE® ULTRASECURE PREMIUM for family physicians Your personal information is shared constantly—from everyday purchases to online transactions—putting you at risk for identity theft. IdentityForce and Transunion brand, offers proactive protection with personalized monitoring, a secure dashboard, and expert support. Coverage can
- [Auto Homeowners and Renters Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/insurance/auto-homeowners-and-renters-insurance/) - REQUEST A PERSONALIZED QUOTE Call (855) 440-2153 to speak to an Insurance Specialist Coverage provided and underwritten by Liberty Mutual Insurance Company AUTO, HOMEOWNERS, AND RENTERS INSURANCE Receive special savings on auto, homeowners and renters insurance from Liberty Mutual.¹ You can customize coverages to get the best insurance for your needs at an affordable price.You’ll
- [Blog](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/) - We work with top-ranked insurance carriers and partners on insightful articles, videos, and infographics to drive forward essential discussions on insurance and wealth management. All News Disability Insurance Wealth Management Video All Disability Insurance, Family Docs, Family Medicine, Life Insurance, Residents Residency Comes with Enough Surprises—Your Insurance Coverage Shouldn’t Be One of Them [Infographic] Read
- [Cyber Liability Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/insurance/cyber-liability-insurance/) - GET STARTED NOW Call (844) 868-7144 to speak to a Cyber Liability Insurance Specialist Protect your business Against Rising Cyber Threats Comprehensive cyber liability insurance solution from Lockton Affinity CYBERLOCK DEFENSE™ FOR FAMILY PHYSICIANS Medical professionals face increasing cyber threats due to their need to manage digital patient records, contact details, and payment info. Lockton
- [Medical Malpractice Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/insurance/medical-malpractice-insurance/) - GET STARTED NOW Call (800) 325-8166 to speak to a Medical Malpractice Specialist Comprehensive solutions from leading A-rated companies MEDICAL MALPRACTICE INSURANCE When it comes to choosing a malpractice policy, you have many options. It’s important to find the one that’s right for your area of practice. That’s why your AAFP member benefits can help
- [Health Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/insurance/health-insurance/) - GET A SMALL BUSINESS QUOTE GET AN INDIVIDUAL QUOTE Call (913) 777-7736 to speak to a Health Insurance Specialist Innovative Health Insurance price comparison tool HEALTH INSURANCE Now you can control your health insurance costs while giving your employees health insurance designed just for them. Enter some basic information and get instant quotes from leading
- [Association Group Practice Overhead Expense Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/insurance/association-group-practice-overhead-expense-insurance/) - APPLY ONLINE IN MINUTES Get an Instant Quote Exclusive coverage underwritten by New York Life Insurance Company ASSOCIATION GROUP PRACTICE OVERHEAD EXPENSE INSURANCE Collect benefits that can pay up to 100% of your eligible office expenses and keep your practice open. Help ensure you’ll have money for rent or mortgage interest payments, payroll, equipment loan
- [Association Group Traditional Term Life Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/insurance/association-group-traditional-term-life-insurance/) - APPLY ONLINE IN MINUTES Get an Instant Quote Exclusive coverage underwritten by New York Life Insurance Company ASSOCIATION GROUP TRADITIONAL TERM LIFE INSURANCE You and your spouse/domestic partner can apply for up to $2,000,000 of coverage. Once approved, coverage can continue to age 75 if your premiums are paid on time and the AAFP group
- [Quick Decision Group Term Life Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/insurance/quick-decision-group-term-life-insurance/) - APPLY ONLINE IN MINUTES Get an Instant Quote Exclusive coverage underwritten by New York Life Insurance Company QUICK DECISION GROUP TERM LIFE INSURANCE You’ll be saving much more than just time, apply online for up to $500,000 in Quick Decision Association Group Term Life Insurance with no physical exam or medical tests typically required. Your
- [Association Group Level Term Life Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/insurance/association-group-level-term-life-insurance/) - Help protect your family’s lifestyle, plans and dreams For the future APPLY ONLINE IN MINUTES Get an Instant Quote Exclusive coverage underwritten by New York Life Insurance Company ASSOCIATION GROUP LEVEL TERM LIFE INSURANCE Whether you’re looking for first time coverage or to supplement existing coverage, as an AAFP member you are eligible to apply
- [Residency Directors No-Cost](https://ec2-23-20-116-76.compute-1.amazonaws.com/residency-directors-no-cost/) - LEARN MORE Call (913) 386-4001 to speak an AAFP Insurance Specialist Exclusively for PGY3 Residents NO-COST GROUP TERM Life and Disability Income Insurance Providing financial education to your program’s residents has been essential in helping them build a strong financial foundation during their transition. AAFP Insurance is proud to contribute to their success with Complimentary
- [Dashboard](https://ec2-23-20-116-76.compute-1.amazonaws.com/member-portal/dashboard/) - You are unauthorized to view this page. Username Password Remember Me Forgot Password
- [Account](https://ec2-23-20-116-76.compute-1.amazonaws.com/member-portal/account/) - You are unauthorized to view this page. Username Password Remember Me Forgot Password
- [Long Term Care Solutions](https://ec2-23-20-116-76.compute-1.amazonaws.com/insurance/long-term-care-solutions/) - SCHEDULE A FREE CONSULTATION Call (800) 325-8166 to speak to a Long-Term Care Specialist Straightforward strategies for your specific LTC needs LONG TERM CARE SOLUTIONS As a family physician, you understand the profound impact that illness, accidents, or aging can have on a family. Long-term care insurance is crucial. We can help you identify the
- [For Students](https://ec2-23-20-116-76.compute-1.amazonaws.com/solutions/for-students/) - SOLUTIONS For Students For Residents For Early Career Physicians For Mid Career Physicians For Retiring Physicians For Students For Residents For Early Career Physicians For Mid Career Physicians For Retiring Physicians YOU’VE MADE AN INVESTMENT IN YOUR CAREER After a lot of hard work and commitment, you’ve earned your place in medical school. With your
- [Privacy Policy](https://ec2-23-20-116-76.compute-1.amazonaws.com/privacy-policy/) - How We Safeguard PrivacyWe know that keeping your personal information private is important to you. That’s why AAFP Insurance Services, Inc. wants you to know how we protect the information you share with us on this Web site. We have built our business on a foundation of integrity, honesty, and trust. These values are reflected
- [Members Retirement Savings Program](https://ec2-23-20-116-76.compute-1.amazonaws.com/insurance/members-retirement-savings-program/) - SET UP A CALL Call (800) 523-1125 to speak to a Retirement Specialist Funded by Equitable Member Retirement Program MEMBERS RETIREMENT SAVINGS PROGRAM Are you looking to provide your employees the opportunity to plan for retirement? Our program was built to meet the needs of busy independent practices by offering an affordable, flexible way to
- [Individual Disability Income](https://ec2-23-20-116-76.compute-1.amazonaws.com/insurance/individual-disability-income/) - SCHEDULE A FREE CONSULTATION Call (913) 386-4004 to speak to a Disability Insurance Specialist Comprehensive Disability Income Solutions from Leading Carriers INDIVIDUAL DISABILITY INCOME Collect up to $20,000 a month tax-free* to help cover daily living expenses, if a covered accident or illness keeps you from working. Supplement your employer coverage and you could increase
- [Permanent Life Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/insurance/permanent-life-insurance/) - SCHEDULE A FREE CONSULTATION Call (913) 386-4001 to speak to a Life Insurance Specialist Control your financial future While Mitigating Risk Personalized Options from Top Rated Insurance Companies PERMANENT LIFE INSURANCE Perfect option for Family Physicians looking to go beyond helping family get by without your financial support. It can be a predictable asset with
- [For Retiring Physicians](https://ec2-23-20-116-76.compute-1.amazonaws.com/solutions/for-retiring-physicians/) - SOLUTIONS For Students For Residents For Early Career Physicians For Mid Career Physicians For Retiring Physicians For Students For Residents For Early Career Physicians For Mid Career Physicians For Retiring Physicians YOU’VE WORKED TOO HARD TO LEAVE YOUR FINANCIAL FUTURE TO CHANCE Whether you plan to stop working or just slow down, you need a
- [For Mid Career Physicians](https://ec2-23-20-116-76.compute-1.amazonaws.com/solutions/for-mid-career-physicians/) - SOLUTIONS For Students For Residents For Early Career Physicians For Mid Career Physicians For Retiring Physicians For Students For Residents For Early Career Physicians For Mid Career Physicians For Retiring Physicians YOUR EARNING POTENTIAL IS AT ITS PEAK After a long journey, you’ve reached a critical point in your professional life. Mid-career is a time
- [For Early Career Physicians](https://ec2-23-20-116-76.compute-1.amazonaws.com/solutions/for-early-career-physicians/) - SOLUTIONS For Students For Residents For Early Career Physicians For Mid Career Physicians For Retiring Physicians For Students For Residents For Early Career Physicians For Mid Career Physicians For Retiring Physicians IT’S TIME TO LOOK AT THE BIG PICTURE This is a critical time in both your career and your personal life. As your income
- [Options](https://ec2-23-20-116-76.compute-1.amazonaws.com/options/) - If you or your family could benefit from additional life insurance, take a minute to apply now. Up to $3 million in association-group term life insurance – guaranteed not to increase for 10 or 20 years As life changes, it’s important your life insurance changes with it. As an AAFP member you are eligible to
- [Our Team](https://ec2-23-20-116-76.compute-1.amazonaws.com/about-us/our-team/) - Our professional, inclusive and caring team is with you every step of the way, contributing to help achieve the financial goals of AAFP members and their loved ones for over 72 years. AAFP Insurance Leadership AAFP Foundation Board of Trustees AAFP Insurance Leadership JeredDarinJoyEricLeah Jered R. Hunt, MBA President, Senior AdvisorDirect Line: (913) 386-4001 Email
- [Why AAFP](https://ec2-23-20-116-76.compute-1.amazonaws.com/about-us/why-aafp/) - What We Do Helping you create, preserve and improve your financial health since 1951 As a broker, our group buying power allows us to add value to the insurance products we offer through special pricing, benefits, features and services. With an extensive portfolio and the advice and guidance of our professional insurance agents, AAFP Insurance provides the experience and resources
- [Customer Forms](https://ec2-23-20-116-76.compute-1.amazonaws.com/customer-forms/) - Welcome to AAFP Insurance online customer assistance. For more information on electronic payment, how to become reinstated, or change a beneficiary, please download from the forms below. Download Customer Forms Download an ACH Authorization FormThis form is used to facilitate electronic payment of your premium from a checking or savings account. Download a Change of
- [Login](https://ec2-23-20-116-76.compute-1.amazonaws.com/login/) - Log in to your online account to view your current coverage amounts, payment history and beneficiary information. You do not need to log in here to download forms, request information, or make a payment. ACCOUNT LOGIN Username Password Remember Me Forgot Password Register Now
- [Register](https://ec2-23-20-116-76.compute-1.amazonaws.com/register/) - Register for your online account to view your current coverage amounts, payment history and beneficiary information. You do not need to log in here to download forms, request information, or make a payment. Account Registration Price: Free First Name:* First Name Required Last Name:* Last Name Required Membership ID:* Membership ID is Required Username:* Invalid
- [Appointment](https://ec2-23-20-116-76.compute-1.amazonaws.com/appointment/) - Complimentary Insurance Review Has your insurance kept up with the changes in your life? Our agents specialize in the unique needs of physicians. And we’re available to offer advice, make recommendations, and guide you through the insurance process to help you get the coverage that’s right for you. This is a complimentary service exclusive to
- [Discussion](https://ec2-23-20-116-76.compute-1.amazonaws.com/discussion/) - Complimentary Insurance Review Has your insurance kept up with the changes in your life? Our agents specialize in the unique needs of physicians. And we’re available to offer advice, make recommendations, and guide you through the insurance process to help you get the coverage that’s right for you. This is a complimentary service exclusive to
- [Consultation](https://ec2-23-20-116-76.compute-1.amazonaws.com/consultation/) - Complimentary Insurance Review Has your insurance kept up with the changes in your life? Our agents specialize in the unique needs of physicians. And we’re available to offer advice, make recommendations, and guide you through the insurance process to help you get the coverage that’s right for you. This is a complimentary service exclusive to
- [Complimentary Insurance Review](https://ec2-23-20-116-76.compute-1.amazonaws.com/solutions/complimentary-insurance-review/) - Complimentary Insurance Review As a full-service agency, AAFP Insurance also offers the support of insurance professionals who can answer your questions and make recommendations – without any cost or obligation. Complimentary Insurance Review AAFP INSURANCE SOLUTIONS Our diverse product portfolio features options that meet the exclusive needs of physicians … and the ever-changing marketplace. Schedule
- [Member Portal](https://ec2-23-20-116-76.compute-1.amazonaws.com/member-portal/)
- [Account Overview](https://ec2-23-20-116-76.compute-1.amazonaws.com/account-overview/)
- [About Us](https://ec2-23-20-116-76.compute-1.amazonaws.com/about-us/) - About Us History Listening and compassion Avvocato Law Group was founded in 1990 with one goal — to take the mystery and worry out of estate planning and trust administration for clients at every financial level. We achieve this through active listening and expert guidance.Our attorneys are committed to understanding your unique set of goals.
- [Solutions](https://ec2-23-20-116-76.compute-1.amazonaws.com/solutions/)
- [Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/insurance/)
- [Landing Page](https://ec2-23-20-116-76.compute-1.amazonaws.com/landing-page/) - Dedicated Theme for Lawyer and Attorney Avvocato theme is built for Legal Advisers, Legal offices, Lawyers, Attorneys, Barristers at Law, Counsels, Solicitors, Advocates, and other legal and law-related services. Explore Theme 3D86A401-53DF-4270-8544-103AF2713532 60 000+ Clients trust Vamtam FREE Lifetime updates A0D40DB3-E399-465B-917C-2272B8E38A39 24/7 Dedicated suport team $170 Worth of Premium Image Stock Included in the Package
- [Ollie Wright](https://ec2-23-20-116-76.compute-1.amazonaws.com/people/ollie-wright/) - Email address de@avvocato.com Phone number (212) 969-8606 Links Linkedin Profile PDF Your Avvocato Law banking and financial services lawyer is experienced in all aspects of private and institutional lending.Our lawyers represent banks, credit unions, and other financial institutions in structuring lending agreements that protect their interests and allow them to lend with confidence. We ensure
- [Phoebe Hardy](https://ec2-23-20-116-76.compute-1.amazonaws.com/people/phoebe-hardy/) - Email address de@avvocato.com Phone number (212) 969-8606 Links Linkedin Profile PDF Your Avvocato Law banking and financial services lawyer is experienced in all aspects of private and institutional lending.Our lawyers represent banks, credit unions, and other financial institutions in structuring lending agreements that protect their interests and allow them to lend with confidence. We ensure
- [Rosie Collier](https://ec2-23-20-116-76.compute-1.amazonaws.com/people/rosie-collier/) - Email address de@avvocato.com Phone number (212) 969-8606 Links Linkedin Profile PDF Your Avvocato Law banking and financial services lawyer is experienced in all aspects of private and institutional lending.Our lawyers represent banks, credit unions, and other financial institutions in structuring lending agreements that protect their interests and allow them to lend with confidence. We ensure
- [Samuel Sherman](https://ec2-23-20-116-76.compute-1.amazonaws.com/people/samuel-sherman/) - Email address de@avvocato.com Phone number (212) 969-8606 Links Linkedin Profile PDF Your Avvocato Law banking and financial services lawyer is experienced in all aspects of private and institutional lending.Our lawyers represent banks, credit unions, and other financial institutions in structuring lending agreements that protect their interests and allow them to lend with confidence. We ensure
- [Lola Tate](https://ec2-23-20-116-76.compute-1.amazonaws.com/people/lola-tate/) - Email address de@avvocato.com Phone number (212) 969-8606 Links Linkedin Profile PDF Your Avvocato Law banking and financial services lawyer is experienced in all aspects of private and institutional lending.Our lawyers represent banks, credit unions, and other financial institutions in structuring lending agreements that protect their interests and allow them to lend with confidence. We ensure
- [Corey Parsons](https://ec2-23-20-116-76.compute-1.amazonaws.com/people/corey-parsons/) - Email address de@avvocato.com Phone number (212) 969-8606 Links Linkedin Profile PDF Your Avvocato Law banking and financial services lawyer is experienced in all aspects of private and institutional lending.Our lawyers represent banks, credit unions, and other financial institutions in structuring lending agreements that protect their interests and allow them to lend with confidence. We ensure
- [Randall Holloway](https://ec2-23-20-116-76.compute-1.amazonaws.com/people/randall-holloway/) - Email address de@avvocato.com Phone number (212) 969-8606 Links Linkedin Profile PDF Your Avvocato Law banking and financial services lawyer is experienced in all aspects of private and institutional lending.Our lawyers represent banks, credit unions, and other financial institutions in structuring lending agreements that protect their interests and allow them to lend with confidence. We ensure
- [Charles Thompson](https://ec2-23-20-116-76.compute-1.amazonaws.com/people/charles-thompson/) - Email address de@avvocato.com Phone number (212) 969-8606 Links Linkedin Profile PDF Your Avvocato Law banking and financial services lawyer is experienced in all aspects of private and institutional lending.Our lawyers represent banks, credit unions, and other financial institutions in structuring lending agreements that protect their interests and allow them to lend with confidence. We ensure
- [Rebecca Aniston​](https://ec2-23-20-116-76.compute-1.amazonaws.com/people/rebecca-aniston/) - Email address de@avvocato.com Phone number (212) 969-8606 Links Linkedin Profile PDF Your Avvocato Law banking and financial services lawyer is experienced in all aspects of private and institutional lending.Our lawyers represent banks, credit unions, and other financial institutions in structuring lending agreements that protect their interests and allow them to lend with confidence. We ensure
- [Eva Wilson](https://ec2-23-20-116-76.compute-1.amazonaws.com/people/eva-wilson/) - Email address de@avvocato.com Phone number (212) 969-8606 Links Linkedin Profile PDF Your Avvocato Law banking and financial services lawyer is experienced in all aspects of private and institutional lending.Our lawyers represent banks, credit unions, and other financial institutions in structuring lending agreements that protect their interests and allow them to lend with confidence. We ensure
- [Tom Williams](https://ec2-23-20-116-76.compute-1.amazonaws.com/people/tom-williams/) - Email address de@avvocato.com Phone number (212) 969-8606 Links Linkedin Profile PDF Your Avvocato Law banking and financial services lawyer is experienced in all aspects of private and institutional lending.Our lawyers represent banks, credit unions, and other financial institutions in structuring lending agreements that protect their interests and allow them to lend with confidence. We ensure
- [Premises Liability](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/premises-liability/) - We have you covered Different states follow different rules about who may recover for premises liability and under which conditions. Some states focus on the status of the person visiting the property to determine whether liability is appropriate. The status of a visitor in those states is usually invitee, licensee, or trespasser.A premises liability lawsuit
- [Construction Accidents](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/construction-accidents/) - Helping Victims of Construction Accidents Whether you’re a construction worker or merely a bystander who has suffered injury as the result of a construction accident, you may be eligible to receive economic recovery for your losses. Our attorneys can help you understand your legal rights and determine a course of action.There are perhaps innumerable ways
- [Birth Injuries](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/birth-injuries/) - Helping Victims Of Birth Injuries Parents await the birth of a child with excitement, and usually this process goes smoothly, resulting in a healthy baby. Sometimes problems arise during pregnancy or childbirth, though. These may cause lasting harm to the child and the mother. Birth injuries are not always preventable, but often they result from
- [Legal Malpractice](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/legal-malpractice/) - We have you covered Not every mistake made by an attorney is considered legal malpractice. Instead, legal malpractice happens when an attorney handles a case inappropriately due to negligence or with intent to harm and causes damages to a client. To prevail in a legal malpractice lawsuit in most jurisdictions, you will need to prove
- [Defective Medical Devices](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/defective-medical-devices/) - Helping Victims Of Defective Medical Devices The reason why people visit health specialists is to get treated for various medical issues and also to seek quick recovery from minor and severe injuries. After visiting the doctor, a patient can be given prescriptions for treating different illnesses such as blood pressure and pain.However, when a patient’s
- [Surgical  Errors](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/surgical-errors/) - Helping Victims Of Surgical Errors Life-threatening medical mistakes can happen before, during and after surgical procedures. If you or a loved one has been harmed due to a surgical error, you need an experienced medical malpractice attorney on your side to investigate exactly what happened and when.Surgeons and hospitals are notorious for trying to avoid
- [Single Lawyer](https://ec2-23-20-116-76.compute-1.amazonaws.com/home-single-lawyer/) - Lora Shumer No Attorney in Oklahoma has won more medical cases at trial than Lora Shumer. Schedule a Free consultation Award-Winning Attorney Medical Malpractice & Personal Injury More about Lora Shumer Aiming to provide high quality legal consultancy, support and results for your legal issues. Using his expertise and experience, Lora Shumer documents and builds
- [Bicycle Acceidents](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/bicycle-acceidents/) - We have you covered Whether you are riding a bike for recreation, to improve your health, or reduce the number of cars on the road, cycling is increasing in popularity. This is especially true in the major cities of the U.S., many of which have instituted bicycle-sharing services to reduce traffic in city centers. With
- [Construction](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/construction/) - Helping you determine your losses from an accident and recover compensation ​ Were you injured while working on a construction site?Did you suffer an injury while passing by or visiting a construction site?Did your employer violate federal rules and regulations that resulted in your injury?If you believe that a dangerous work environment caused your construction
- [Medical Malpractice](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/medical-malpractice/) - We have you covered Medical malpractice claims can be complicated and confusing. If we are sick or injured or a loved one is suffering, it can be difficult to separate our emotions from the reality of the medical situation in front of us. We may want to blame the doctor or hospital for failing to
- [Car Accidents](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/car-accidents/) - Helping you determine your losses from an accident and recover compensation ​ Car accidents are common, but that doesn’t make them any less terrifying. Often what follows the crash is a long physical, emotional, and financial recovery process that can be taxing. Most of us are only aware of the basics when it comes to
- [Slip and Fall](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/slip-and-fall/) - We have you covered Slip and fall accidents can happen anywhere and at any time. While a slight slip may not seem like a real hazard, serious injuries can occur, such as traumatic brain injury or spinal cord damage. In fact, slip and fall accidents can leave you with a permanent disability. The medical costs
- [Personal Injury](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/personal-injury/) - Helping you determine your losses from an accident and recover compensation Hiring a personal injury lawyer after an accident can benefit you in a number of ways. First, an experienced attorney can help you understand your legal rights and explain the options available to you for recovering compensation for damages and losses after an accident.
- [Free Consultation](https://ec2-23-20-116-76.compute-1.amazonaws.com/free-consultation/) - Get a free evaluation Name Phone Email Area of interest Area of interest Banking and Financial Services Business Family Insurance Pensions Real Estate and Property Development Message By submitting you agree to our Terms and Privacy Policy. Book a Consultation Tell us about your situation so we can get started fighting for you. We tailor
- [Case Results](https://ec2-23-20-116-76.compute-1.amazonaws.com/case-results/) - Case Results Our results speak for themselves We don’t just want to do well — we want our clients to get what they’re entitled to and the defendants to face real accountability. Class Action $1.8 Billion Porter Ranch Gas Leak Class Action $1.25 Billion Settlement Car Accident $120 Million Jacob T. Rodgers v. City of
- [Reviews](https://ec2-23-20-116-76.compute-1.amazonaws.com/reviews/) - Reviews Client Stories Megan’s Story “I was definitely nervous when I first called them, but more than anything they were just really friendly.” Jame’s Story “It has been an amazing experience with your law firm. I will be happy to refer any of my family and friends to your law firm.” Dan’s Story “I was
- [Locations](https://ec2-23-20-116-76.compute-1.amazonaws.com/locations/) - Locations Avvocato serves clients nationwide, so we’re everywhere for everyone. See all of our office locations below. If your area is not listed, contact us anyway. We can still help. All Offices Florida Big Pine Key 30338 Overseas Highway 33043 office@avvocato.com +1 800 356 8933 Bradenton 101 Riverfront Blvd 34205 office@avvocato.com +1 800 356 8933
- [Technology Transactions](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/technology-transactions/) - The advice you need for all of your technology transactions Your AvvocatoLaw lawyer understands the unique legal needs of stakeholders in the information technology sector. We stay on top of the industry’s rapidly changing landscape in order to serve entrepreneurs, inventors, content creators, website developers, app developers, SaaS providers, and technology companies of all sizes—from
- [Trademarks](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/trademarks/) - We have you covered Avvocato Law lawyers understand that protection of your trademarks is essential to your business’s value, growth, and competitive advantage.We work with you throughout the entire process of trademark acquisition, registration, maintenance, and enforcement, providing the following services: Review trademark portfolios and provide strategic advice Conduct availability searches, provide advice on registrability
- [Tax](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/tax/) - Navigating complex systems on your behalf When it comes to representing you on any complex commercial or personal transactions with significant tax implications, your AvvocatoLaw lawyer is in the peace-of-mind business.With a long and respected tradition of excellence in tax law, the AvvocatoLaw team is well-equipped to handle large and nuanced commercial transactions including: mergers
- [Real Estate and Property Development](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/real-estate-and-property-development/) - Ensuring seamless transactions Your Avvocato Law real estate lawyer has a keen understanding of all matters of real estate law in Winnipeg and throughout Manitoba.Whether buying or selling a commercial property, a house, a condominium, or a cottage, you will find a real estate advocate at Avvocato Law who understands the complexities and nuances of
- [Privacy and Access to Information](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/privacy-and-access-to-information/) - Privacy and Data Protection for your Business Your Avvocato Law lawyer knows privacy by design. That means we will help you be proactive and put systems in place to reduce your risk of being in breach of Canada’s privacy laws. How you collect data, how you enter into business relationships, how you structure legal agreements,
- [Pensions](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/pensions/) - Navigating the complexities Pension law is a highly specialized and ever-changing area of law. Your Avvocato Law lawyer follows developments in this area of law closely, ensuring that you get relevant and practical advice and service.As we help companies, pension plan administrators, employer-sponsors, and plan member groups navigate the challenges and complexities of pension issues,
- [Municipal](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/municipal/) - We are an extension of your team We advise various municipalities and rural municipalities on a wide variety of matters that require legal expertise. These matters often relate to: Governance By-law development and enforcement Anything to do with real property including easements, development agreements, and subdivisions Commercial and agricultural leasing General commercial activities including drafting
- [Mergers and Acquisitions](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/mergers-and-acquisitions/) - Helping Business Grow in New York When disputes arise that could have a negative impact on your family or your business, your Avvocato Law litigation and dispute resolution lawyer will defend your position and assert your case with skill and conviction.We will represent you in matters of insurance, bankruptcy and insolvency, personal injury, construction disputes,
- [Litigation and Dispute Resolution](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/litigation-and-dispute-resolution/) - Working toward the right outcomes for you When disputes arise that could have a negative impact on your family or your business, your Avvocato Law litigation and dispute resolution lawyer will defend your position and assert your case with skill and conviction. We will represent you in matters of insurance, bankruptcy and insolvency, personal injury, construction
- [Labour and Employment](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/labour-and-employment/) - Working with you to strengthen your workplace Your Avvocato Law lawyer understands the importance of assembling and leading high-performing teams to help grow your business.We can help you develop appropriate workplace policies and procedures so that your team can perform optimally and celebrate you as an employer of choice.When challenges do arise, your Avvocato Law
- [Intellectual Property](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/intellectual-property/) - Commercializing and Protecting Your Ideas Your Avvocato Law lawyer recognizes that your ideas, your corporate identity, and the products and services you develop are the result of your hard work, your skill, and your ingenuity. What you create deserves protection in the market.We practise in all areas of intellectual property law including trademarks, copyright, patents,
- [Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/insurance/) - Understanding the nuances of a complex industry Your Avvocato Law lawyer is well versed in the insurance industry and appreciates its nuances, complexities, and unique challenges. We work with you on your insurance litigation matters as well as your corporate and commercial needs.We advise and represent insurers, brokers, businesses, professionals, and regulatory bodies. Our lawyers
- [Indigenous](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/indigenous/) - Supporting the economic development aspirations of Indigenous communities We work with a broad range of First Nation-owned businesses, Tribal Councils, and Indigenous Political and Treaty Based Organizations across USA, in all aspects of economic and commercial development, and constitutional and treaty entitlements. We can help with structuring First Nation-owned businesses, establishment of trusts, corporations and
- [Franchising](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/franchising/) - Expanding the brands you know and growing new business Your Avvocato Law lawyer comes to you with specialized knowledge of franchising in Canada. As the only law firm in Manitoba that is a member of the Canadian Franchise Association, Avvocato Law offers unique perspective, insight, and experience.Avvocato Law lawyers also have experience in advising and
- [Family](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/family/) - Helping you through the most important decisions of your life The changes you are facing in your family relationships are undoubtedly a source of stress and concern.Our family law lawyers offering litigation, mediation and arbitration services, they are trained in the specialty area of Collaborative Practice. Collaborative Practice is a popular approach resolving the issues
- [Business](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/business/) - At the heart of our practice For over 135 years, Avvocato Law has helped Manitoba business owners to pursue growth and excellence, to employ thousands of people, and to fulfill their entrepreneurial dreams.Our lawyers work with owners and managers to anticipate and mitigate risk, to seize exciting opportunities, and to adapt to changing times and
- [Bankruptcy and Insolvency](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/bankruptcy-and-insolvency/) - The experience to serve all stakeholders When a person or business is no longer able to meet its financial obligations, strategic advice and legal representation are required to protect and advance the interest of stakeholders.Avvocato Law bankruptcy and insolvency lawyers have many years of experience in this complex and highly specialized area of legal practice,
- [Banking and Financial Services](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/banking-and-financial-services/) - Lending our experience Your Avvocato Law banking and financial services lawyer is experienced in all aspects of private and institutional lending.Our lawyers represent banks, credit unions, and other financial institutions in structuring lending agreements that protect their interests and allow them to lend with confidence. We ensure that all banking and financial documentation is detailed,
- [Terms of Service](https://ec2-23-20-116-76.compute-1.amazonaws.com/terms-of-service/) - Terms of Service What information do we collect? When you interact with us, we may collect your name, address, email address(es), telephone number(s), and, where appropriate, date of birth. How do we collect information? We may collect information about you whenever you interact with us. For example, when you contact regarding our activities, register as
- [Insights](https://ec2-23-20-116-76.compute-1.amazonaws.com/insights/) - Insights All Corporate law Injury Articles News All Disability Insurance, Family Docs, Family Medicine, Life Insurance, Residents Residency Comes with Enough Surprises—Your Insurance Coverage Shouldn’t Be One of Them [Infographic] Read Disability Insurance, Family Docs, Family Medicine What Family Physicians Should Know About Disability Insurance Read Disability Insurance, Life Insurance, Residents, Uncategorized Life in Residency
- [Careers](https://ec2-23-20-116-76.compute-1.amazonaws.com/careers/) - Careers We are an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, or veteran or disability status. Benefits 1. Insurance Programs Health & Life Insurance: Full-time employees are eligible for coverage under a group life and health insurance program after
- [Contact](https://ec2-23-20-116-76.compute-1.amazonaws.com/contact/) - Contact We are pleased to connect with you in‑person, by phone, by email or 24/7 on our website. We look forward to learning how we can help you. Where to find us USA New york One State Street Plaza, 16th FloorNew York, NY 10008United States office@avvocato.com +1 800 356 8933 UK London Threadneedle St 65London,
- [Practice Areas](https://ec2-23-20-116-76.compute-1.amazonaws.com/practice-areas/)
- [People](https://ec2-23-20-116-76.compute-1.amazonaws.com/people/) - People We are pleased to connect with you in‑person, by phone, by email or 24/7 on our website. We look forward to learning how we can help you. Leadership Tom Williams Partner & Co-Founder He is an active member in church ministry and sits on the Board of Directors for Big Brothers Big Sisters of
- [Corporate Law Firm](https://ec2-23-20-116-76.compute-1.amazonaws.com/home-big-law-firm/) - A Bespoke Approach We apply law to facts. We don't apply feelings to facts. Expert in Crisis or Exceptional Situations. Your 100% free (no obligation) consultation is always with a practicing attorney from our offices. Free Consultation Call Now. Available 24/7 +1-800-356-8933 Complicated Situation? We are Help Protection of your company’s interests in government agencies

## Categories

- [Uncategorized](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/uncategorized/)
- [Wealth Management](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/wealth-management/)
- [Disability Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/disability-insurance/)
- [Family Medicine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/family-medicine/)
- [Life Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/life-insurance/)
- [Solutions](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/solutions/)
- [Retirement](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/retirement-financial/)
- [Medical Students](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/medical-students/)
- [Financial](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/financial/)
- [Technology](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/technology-2/)
- [Electronic Health Records](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/electronic-health-records-2/)
- [Disability Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/disability-insurance-insurance/)
- [Tax](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/tax/)
- [Financial Protection](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/financial-protection/)
- [Family Docs](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/family-docs/)
- [Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/insurance/)
- [Life Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/life-insurance-insurance/)
- [Primary Care](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/primary-care/)
- [Accounting](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/accounting/)
- [Digital Health](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/digital-health/)
- [Career Planning](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/career-planning/)
- [Young Physician](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/young-physician/)
- [Concierge Medicine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/concierge-medicine/)
- [Practice Overhead](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/practice-overhead/)
- [Auto, Homeowners and Renters](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/auto-homeowners-and-renters/)
- [Employer Group](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/employer-group/)
- [Residents](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/residents/)
- [Healthcare Reform](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/healthcare-reform/)
- [Government](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/government/)
- [Medical Students](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/medical-students-family-medicine/)
- [Residents](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/residents-family-medicine/)
- [Established Physician](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/established-physician/)
- [Disability Protection](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/disability-protection/)
- [Long Term Care](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/long-term-care/)
- [Medical Malpractice Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/medical-malpractice-insurance/)
- [Health Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/health-insurance/)
- [Video](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/video/)
- [Financial Planning](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/category/financial-planning/)

## Tags

- [News](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/news/)
- [Wealth Management](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/wealth-management/)
- [Disability Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/disability-insurance/)
- [Video](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/video/)
- [Life Insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/life-insurance/)
- [Family Medicine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/family-medicine/)
- [Solutions](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/solutions/)
- [Infographic](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/infographic/)
- [retirement](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/retirement/)
- [bankruptcy](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/bankruptcy/)
- [student loans](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/student-loans/)
- [tax audit](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/tax-audit/)
- [apps](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/apps/)
- [family physician](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/family-physician/)
- [mobile](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/mobile/)
- [technology](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/technology/)
- [family doctors](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/family-doctors/)
- [family medicine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/family-medicine-2/)
- [family physicians](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/family-physicians/)
- [EHRs](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/ehrs/)
- [electronic health records](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/electronic-health-records/)
- [EMR](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/emr/)
- [EPR](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/epr/)
- [car crash](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/car-crash/)
- [car safety](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/car-safety/)
- [distracted driving](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/distracted-driving/)
- [drunk driving](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/drunk-driving/)
- [vehicles](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/vehicles/)
- [employers](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/employers/)
- [medical students](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/medical-students-2/)
- [children](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/children/)
- [income tax](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/income-tax/)
- [tax credit](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/tax-credit/)
- [tax law](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/tax-law/)
- [benefits](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/benefits/)
- [disabilities](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/disabilities/)
- [federal income](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/federal-income/)
- [affordable care act](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/affordable-care-act/)
- [medicaid](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/medicaid/)
- [medicare](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/medicare/)
- [pay hikes](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/pay-hikes/)
- [life insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/life-insurance-2/)
- [primary care](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/primary-care-2/)
- [retail clinics](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/retail-clinics/)
- [long term wealth](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/long-term-wealth/)
- [primary care physicians](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/primary-care-physicians/)
- [401 (k)](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/401-k/)
- [retirement plans](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/retirement-plans/)
- [doctors](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/doctors/)
- [medical practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/medical-practice/)
- [saving money](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/saving-money/)
- [financial advisors](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/financial-advisors/)
- [investments](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/investments/)
- [residents](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/residents-2/)
- [average day](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/average-day/)
- [typical day](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/typical-day/)
- [deductions](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/deductions/)
- [tax return](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/tax-return/)
- [tax season](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/tax-season/)
- [taxes](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/taxes/)
- [asset protection](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/asset-protection/)
- [financial strategy](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/financial-strategy/)
- [money management](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/money-management/)
- [disabled](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/disabled/)
- [insurance policy](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/insurance-policy/)
- [accountant](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/accountant/)
- [CPA](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/cpa/)
- [financial planning](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/financial-planning/)
- [telemedicine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/telemedicine/)
- [virtual medicine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/virtual-medicine/)
- [evolution](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/evolution/)
- [financial health](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/financial-health/)
- [history](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/history/)
- [private practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/private-practice/)
- [solo practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/solo-practice/)
- [financial protection](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/financial-protection-2/)
- [EMRs](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/emrs/)
- [Android](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/android/)
- [financial management](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/financial-management/)
- [iOS](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/ios/)
- [iPad](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/ipad/)
- [mobile apps](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/mobile-apps/)
- [smartphones](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/smartphones/)
- [tablet](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/tablet/)
- [data breach](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/data-breach/)
- [patient records](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/patient-records/)
- [security breach](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/security-breach/)
- [myths](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/myths/)
- [AAFP](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/aafp-aafpnc/)
- [AAFPNC](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/aafpnc/)
- [employment](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/employment/)
- [jobs](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/jobs/)
- [medical career](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/medical-career/)
- [health insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/health-insurance-2/)
- [insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/insurance-2/)
- [hiring](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/hiring/)
- [new doctors](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/new-doctors/)
- [physician turnover](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/physician-turnover/)
- [young doctors](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/young-doctors/)
- [medical programs](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/medical-programs/)
- [residencies](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/residencies/)
- [personal finance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/personal-finance/)
- [Spring](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/spring/)
- [Spring cleaning](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/spring-cleaning/)
- [IRS](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/irs/)
- [tax](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/tax-2/)
- [boutique medicine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/boutique-medicine/)
- [concierge medicine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/concierge-medicine-2/)
- [direct care](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/direct-care/)
- [financial wellbeing](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/financial-wellbeing/)
- [digital health](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/digital-health-2/)
- [marketing](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/marketing/)
- [social media](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/social-media/)
- [burnout](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/burnout/)
- [employer](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/employer/)
- [job satisfaction](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/job-satisfaction/)
- [pay disparity](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/pay-disparity/)
- [salary](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/salary/)
- [health information technology](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/health-information-technology/)
- [CMS](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/cms/)
- [ICD-10](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/icd-10/)
- [hospital](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/hospital/)
- [interview skills](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/interview-skills/)
- [residency interview](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/residency-interview/)
- [ACA](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/aca/)
- [patient centered medical home](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/patient-centered-medical-home/)
- [team based medicine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/team-based-medicine/)
- [low income](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/low-income/)
- [medically underserved communities](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/medically-underserved-communities/)
- [rural](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/rural/)
- [retirement planning](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/retirement-planning/)
- [Hal Grotke](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/hal-grotke/)
- [practice overhead insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/practice-overhead-insurance/)
- [redesign](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/redesign/)
- [website](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/website/)
- [biking](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/biking/)
- [boating](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/boating/)
- [recreation](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/recreation/)
- [homeowner](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/homeowner/)
- [painting](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/painting/)
- [reduce operating costs](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/reduce-operating-costs/)
- [Direct primary care](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/direct-primary-care/)
- [DPC](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/dpc/)
- [auto safety features](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/auto-safety-features/)
- [home protection](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/home-protection/)
- [home security system](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/home-security-system/)
- [family medicine residents](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/family-medicine-residents/)
- [physician practice](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/physician-practice/)
- [profits](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/profits/)
- [health care reform](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/health-care-reform/)
- [physician practices](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/physician-practices/)
- [flood insurance](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/flood-insurance/)
- [flooding](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/flooding/)
- [homeowners](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/homeowners/)
- [liberty mutual](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/liberty-mutual/)
- [renters](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/renters/)
- [fire prevention](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/fire-prevention/)
- [fires escape plan](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/fires-escape-plan/)
- [millennial](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/millennial/)
- [financial](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/financial/)
- [Career Planning](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/career-planning/)
- [Disability Protection](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/disability-protection/)
- [Established Physician](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/established-physician/)
- [Family Medecine](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/family-medecine/)
- [Young Physician](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/young-physician/)
- [Accounting](https://ec2-23-20-116-76.compute-1.amazonaws.com/blog/tag/accounting/)