* Please note that receipt of Accelerated Death Benefit (Living Benefit) proceeds may have tax consequences and affect your eligibility for some assistance programs. You may wish to contact the appropriate social services agency or your tax advisor before applying for these funds. Premiums continue to be payable but the benefit amount is decreased by one-half.

** Spouse coverage is subject to the same policy provisions applicable to members including age-based eligibility and renewability, limitations, exclusions and termination. Your spouse’s insurance will be issued as part of your certificate. Unless indicated, the AAFP member is the primary beneficiary. Coverage can remain in force even if you terminate your AAFP membership, die, legally separate, divorce or remarry. If you and your spouse are both AAFP members, please decide whether you want coverage under one joint Certificate of Insurance or separate Certificates.

*** Features, Costs, Eligibility, Renewability, Limitations, and Exclusions are detailed in the group policy and in the brochure/application kit.

† Children already insured under the AAFP Traditional (G7200) or Guaranteed-Level-Premium Term Life Insurance policies are not eligible. The insured parent is the beneficiary.

The AAFP Association-Group Level Term Insurance Plan described is subject to the terms and conditions of Group Policy G-30240 and 30241 issued by New York Life Insurance Company (51 Madison Avenue, New York, NY 10010) to the American Academy of Family Physicians (on Policy Form GMR-FACE/G-30240/30241). Please refer to the Certificate of Insurance for details of your coverage. New York Life Insurance Company (NAIC #66915) is domiciled in New York and licensed authorized to transact business in the 50 United States and the District of Columbia (agency insurance licenses: AR #246260; CA Insurance Lic. #0547642).