How We Safeguard Privacy
We know that keeping your personal information private is important to you. That’s why AAFP Insurance Services, Inc. wants you to know how we protect the information you share with us on this Web site. We have built our business on a foundation of integrity, honesty, and trust. These values are reflected in our longstanding commitment to protect your privacy.

Our Privacy Pledge
To meet our customers’ insurance needs, AAFP Insurance Services, Inc. gathers and maintains many types of information. To preserve your privacy, we pledge to…

Collect only the information we need to help us deliver superior products and services; Protect against unauthorized access to your information, including through the Internet; Refuse to disclose your health information to third parties for marketing purposes; Refuse to sell your information to outside mailing list companies or telemarketers; Require companies that help us service you protect your information in accordance with strict privacy standards; and Maintain up-to-date privacy notices.

Types of Information We May Collect
In the normal course of business we may collect:

Information provided on applications and other forms (including name, address, income and other household information); Data about transactions (such as the types of products purchased and account status); Information from outside sources such as public records; Information gathered from our Web sites, such as through online forms, site visit data and online information collection devices (“cookies”); Information collected from consumer credit reporting agencies; and Health information collected with permission when a person applies for insurance.

Safeguarding Information
We have implemented generally accepted standards of technology and operational security to protect personally identifiable information collected online from loss, misuse, alteration, or destruction. All information you supply on the site is encrypted during transmission and then stored on a secure server. AAFP Insurance Services, Inc. maintains physical, electronic, and procedural safeguards that meet state and federal regulations.

AAFP Insurance Services, Inc. employees follow a company wide security policy. Only authorized personnel are allowed access to personally identifiable information collected online and these employees have been trained to safeguard the confidentiality of this information.

How We Use Information
We may share the information we collect about a person as allowed by law, including for normal business administration and related business services. The information may be shared:

Within AAFP Insurance Services, Inc.; and With non-affiliates, such as banks or service providers that help us process transactions or service accounts. AAFP Insurance Services, Inc. may use service providers such as billing, printing and mail service companies.

We may disclose the information we collect when required by law, such as to:

Respond to a subpoena;
Prevent fraud;
Comply with legal requirements; or
Respond to a government inquiry.

We will never share health information with third parties for marketing purposes.

We will follow the privacy law of the state where the person resides if that law is different than the policy described in this notice.

External relationships
AAFP Insurance Services has agreements with other organizations that offer products and services through AAFP Insurance Services websites or third-party agreements. When the user interacts with these organizations on the organizations’ websites, whether as a result of following links from an AAFP Insurance Services website, within an AAFP Insurance Services email, or otherwise, different rules and privacy policies may apply. Since AAFP Insurance Services does not control the collection of information or the use of information collected via these other organizations’ websites, AAFP Insurance Services is not responsible for their privacy practices, security, or content.

Opting out
While AAFP Insurance Services hopes that the information in this Policy helps you understand how AAFP Insurance Services uses and protects your information to provide you with better service, you may still choose not to receive information from AAFP Insurance Services.

Opting-out of this type of advertising through the below methods will not prevent you from seeing ads, but those ads will likely be less relevant because they will not be tailored to your interests. The ads might, for instance, be randomly generated or based on the web page you are visiting.

• Web browser: You can opt-out of receiving personalized ads (including retargeted ads) served by us or on our behalf by clicking on the blue icon that typically appears in the corner of the ads we serve and following the instructions provided or by clicking here. Please note that this “opt-out” function is browser-specific and relies on an “opt-out cookie”, thus, if you delete your cookies or upgrade your browser after having opted out, you will need to opt-out again.
• Cross Device Opt- Out: In some cases we may link multiple browsers or devices to you. If you opt-out on a browser or device and we have additional devices or browsers linked to you, we will extend your opt-out decision to any other linked browsers and devices. Since we only link users across browsers and devices in some conditions, there could be cases where you are still being tracked in a different browser or device we have not linked, and where we are treating you as a different user.
• Mobile Device Opt-Out: To opt-out of receiving targeted ads that are based on your behavior across different mobile applications follow the below instructions, for iOS and Android devices:
     > iOS 7 or Higher: Go to your Settings > Select Privacy > Select Advertising > Enable the “Limit Ad Tracking” setting; and
     > For Android devices with OS 2.2 or higher and Google Play Services version 4.0 or higher: Open your Google Settings app > Select Ads > Enable “Opt out of interest-based advertising”.

Email opt-out
All AAFP Insurance Services marketing emails and some of its informational emails include a link for unsubscribing. AAFP Insurance Services will apply your unsubscribe request as quickly as possible. However, because there may be email campaigns already in progress, you may continue to receive emails from AAFP Insurance Services for a few days. AAFP Insurance Services requires up to 10 days to apply your unsubscribe request. After this time, you should no longer receive marketing or informational emails from AAFP Insurance Services. You may still receive emails regarding your transactions (e.g., confirmation that you have placed an order).

Keeping up-to-date with our privacy policy
This notice is in effect as of March 20, 2015. We reserve the right to change our privacy policy.
At AAFP Insurance Services, Inc., we strive to provide you with the most comprehensive source of life insurance and financial products information on the Web. When we ask for personal information of any kind, or give you the opportunity to supply such information, it is solely to improve our ability to meet your needs and respond to your requests. We will continue to do whatever we can to protect your privacy at our site.