From Dennis Goebel, Vice President, Liberty Mutual Insurance Company
You never know when a disaster might strike. Within minutes, cherished or valuable items could be ruined. Keeping an archive of your belongings will accelerate the process of replacing damaged property. It will also help you make better decisions about the insurance coverage you need before a disaster strikes.
Follow these three simple steps to archive your home:
- Make a list of your possessions. Some people prefer a low-tech approach to list-making—index cards or a notebook, for example—while others are comfortable with spreadsheets on a CD or USB drive. The method doesn’t matter, as long as the list is thorough, well-organized, and kept in a safe place. You should also remember to adjust your files periodically, deleting items you’ve gotten rid of and adding any new purchases.
- Photograph your living space and possessions. Use a digital camera or a smartphone to capture rare, important, and expensive items, both in close-up shots and in wider angles that show their position in the room. You should also photograph each wall, as well as closets and drawers. And be sure to label your photographs clearly, so you can correctly identify which numbers or details belong to which item.
- Store digital photos and inventory in a safe place. Once you’re finished, find a safe place to store your records. Make a copy of everything and store it away from your home. For hard copies or a USB drive or CD, it’s often best to use a bank’s safe deposit box. For digital archives, Internet-based providers offer digital storage, online backups, or cloud technology to easily access or change your records.
As a member of the American Academy of Family Physicians, you are also eligible to receive exclusive group savings. For more information and to get a free, no-obligation quote, call 855-440-2153, click here or contact your local agent.
Discounts and savings available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
Coverage underwritten and provided by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. ©2014 Liberty Mutual Group. All rights reserved.